Adira Dinamika Multi Finance Tbk

admf

Overview

ADMF Overview

PT Adira Dinamika Multi Finance Tbk is an Indonesia-based finance company. The Company is engaged in financing and sharia financing, which includes investment financing, working capital financing, multipurpose financing, other financing business activities, operating lease and/or fee-based activities to the extent consistent with legislation in the financial services sector, sell-buy financing and service financing. The Company provides car financing; motorcycle financing; multipurpose financing; and electronic, furniture and gadget financing. It offers the convenience of owning a new and used car on credit from a selection of brands. It offers the convenience of owning a new or used motorbike on credit for a selection of brands, including premium motorbikes. It also offers multipurpose/service loans and credit facilities for motorcycles/ cars. It offers solutions for consumers, with a range of financing products such as electronics, mobile phones, furniture, and household appliances.

2468101214ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: ADMF

Main
Market Cap.
IDR 14.28Trillion

~$0.90B USD

Industry
Consumer Financing
Sub-Industry
Consumer Financing
Sector
Financials

Valuation

ADMF Valuation Metrics

14,275

IDR

Closing Price on 2024-04-05

Price to Equity

7.92

P/E

At 7.92x P/E TTM, ADMF.JK is trading at a discount to its peers in the Financing Service sector.

Price to Book

1.35

P/B

At 1.35x P/B TTM, ADMF.JK is trading at a premium to its peers in the Financing Service sector (avg 1.0x).

Price to Sales

1.81

P/S

At 1.81x P/S TTM, ADMF.JK is trading at a discount to its peers in the Financing Service sector.

Valuing Adira Dinamika Multi Finance Tbk based on its trailing twelve months (TTM) valuation metrics against its peers in the Financing Service sector

Historical Price to Earnings

Other Valuation Metrics

Valuing Adira Dinamika Multi Finance Tbk relative to other stocks in the Financing Service sector

Price/Cash Flow
-3.41x
Price/Forward Earnings
-
PEG Ratio
0.97x

Analyst Ratings

No analyst ratings available yet.

Last closing: IDR14,2752024-04-05
IDR 17,280.67

Slightly Higher Intrinsic Value: Analyst's intrinsic value is of ADMF is IDR17,281, which is 22% higher than ADMF's last closing price of IDR14,275 (as of 2024-04-05).

Valuation Recap of ADMF stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of 7.92x is below the ID market average of 8.22x and is trading at a discount to peers in the Financing Service sector (11.80x).
Max 3
High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 1.35x is similar to the peers average of 1.03x in the Financing Service sector.
Max 3
Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 1.81x is below the peers average of 3.91x in the Financing Service sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of ADMF's valuation relative to its current sales and future earnings growth.
Max 2
Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. ADMF's P/CF ratio of -3.41x is considered healthy by analysts.●●
Max 2
Medium
Slightly Higher Intrinsic Value: Analyst's intrinsic value is of ADMF is IDR 17,280.67, which is 22% higher than ADMF's last closing price of IDR 14,275.00.●●●
Max 3

Peers

ADMF Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,211.18T1,381.45T 98.47T 48.20T 25.135.14
BBRIPT Bank Rakyat Indonesia (Persero) Tbk851.97T1,851.96T 175.51T 56.01T 15.212.78
BMRIPT Bank Mandiri (Persero) Tbk637.00T2,007.16T 135.73T 49.58T 12.852.62
BBNIPT Bank Negara Indonesia (Persero) Tbk197.25T1,086.66T 61.51T 20.91T 9.431.31
BRISPT Bank Syariah Indonesia Tbk124.55T319.85T 19.34T 5.26T 23.703.35
SMMAPT Sinar Mas Multiartha Tbk92.97T106.59T 28.35T 1.10T 84.384.30
DNETPT Indoritel Makmur Internasional Tbk.64.54T20.17T 1.41T 0.95T 68.095.07
MEGABank Mega Tbk60.47T132.12T 7.81T 3.51T 17.222.78
BNGAPT Bank CIMB Niaga Tbk52.37T329.13T 18.53T 6.10T 8.581.11
BFINBFI Finance Indonesia Tbk18.80T24.17T 6.09T 1.67T 11.242.00
Competitiveness Recap of ADMF stock
WeightNotesScore
High
At a market cap of IDR 14,275.00 billion, ADMF.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.
Max 2
High
At a PE of 7.92, ADMF.JK ranks 10 out of 10 companies in the Financials sector for P/E value. The average PE is 27.25 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. In this regard, it trails behind sector leaders such as PT Sinar Mas Multiartha Tbk (84.38) in the Financials sector.
Max 2
Medium
At a PE of 7.92, ADMF.JK is trading at a lower PE than that of its subsector peers in Financing Service (median of 11.80). A lower P/E value presents a potential value opportunity, but it might also indicate that the company is facing headwinds in its business.
Max 2
Medium
At a revenue of IDR 7.87 trillion, ADMF.JK ranks 8 in Revenue out of 10 companies in the Financials sector.
Max 2
Medium
At a profit of IDR 1.80 trillion, ADMF.JK ranks 8 in Profit out of 10 companies in the Financials sector.
Max 2

Future

Future Growth of ADMF

Growth Forecasts

No data available

Sector Benchmark

Financing Service companies in Indonesia are shrinking at a projected rate of -1.64% against the IDX average of +12.0%.

Financing Service sector overview
No data is available for ADMF at the moment.
Future growth prospect of ADMF
WeightNotesScore
High
ADMF's projected growth rate of -1.64% is below the ID market average of 11.98%.●●●
Max 3
High
The Financing Service sub-sector is projected to grow revenue by 16.51% in 2024. This number is higher than the previous year 2023's growth rate of 0.08%. This bodes well for ADMF's revenue growth prospects in the next 2 years. ●●
Max 3
Medium
The Financing Service sub-sector is projected to decrease earnings by -5.76% in 2024. This number is higher than the previous year 2023's EPS growth of -21.42%. false
Max 3
Medium
ADMF and its peers in the Financing Service sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2024. Specifically, earnings are projected to increase by 75.53% in 2024 while revenue growth is projected to increase by 32.25%. These macroeconomic trends will likely be a tailwind for ADMF's earnings growth prospects in the next 2 years. ●●●
Max 3
Loading...
Loading...

Management

Executive Management

President Director

I Dewa Made Susila15.2 years
Swandajani Gunadi
Director
Niko Kurniawan Bonggowarsito
Director
Harry Latif
Director
Jin Yoshida
Director
Denny Riza Farib
Director
NamePositionShares%
No data is available for ADMF at the moment.
Expressed in millions IDR, unless otherwise stated

Ownership

ADMF Ownership

Others
7.5%
Insiders
92.49%
Institutions
0.01%
NameNumber of SharesOwnership (%)Value
Pt Bank Danamon Indonesia Tbk920,700,00092.0713,142.99B
Public (Scripless)79,200,0007.921,130.58B
Public (Scrip)100,0000.011.43B

Largest Institutional Buy

No data is available for ADMF at the moment.

Largest Institutional Sell

Segall Bryant & Hamill
Sold 31-01-2024
-145,000 shares
Pharus Management Lux S.A.
Sold 31-01-2024
-42,000 shares

Institutional Transactions

Tracking institutional transactions buying / selling of ADMF stock