PT Bank MNC Internasional Tbk.

babp

Overview

BABP Overview

PT Bank MNC Internasional Tbk is an Indonesia-based commercial bank. The Company’s segments include Business, Consumer, Treasury, and Others. The Business segment includes products and services provided to corporate customers and debtors. The Consumer segment includes products and services provided to individual customers and debtors. The Treasury segment is engaged in providing money market, trading, and treasury services. The Company provides solutions for business financing needs from small and mid-size enterprises (SMEs) to corporations, such as working capital credit, MNC smart loan, investment credit, and multipurpose loans without collateral (KMG TA). It offers a range of products to provide integrated financial solutions in Rupiah or other currencies, such as foreign exchange transactions and retail bonds. It provides export transaction and import and local transaction. It also offers MNC Debit Card, MNC Individual Savings, and MNC Bank Loyalty Club.

246810ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: BABP

Development
Market Cap.
IDR 2.20Trillion

~$138.77M USD

Industry
Banks
Sub-Industry
Banks
Sector
Financials
Sub-Sector

Valuation

BABP Valuation Metrics

50

IDR

Closing Price on 2024-04-05

Price to Equity

41.55

P/E

At 41.55x P/E TTM, BABP.JK is trading at a premium to its peers in the Banks sector (avg 13.8x).

Price to Book

0.62

P/B

At 0.62x P/B TTM, BABP.JK is trading at a discount to its peers in the Banks sector.

Price to Sales

3.01

P/S

At 3.01x P/S TTM, BABP.JK is trading at a discount to its peers in the Banks sector.

Valuing PT Bank MNC Internasional Tbk. based on its trailing twelve months (TTM) valuation metrics against its peers in the Banks sector

Historical Price to Earnings

Other Valuation Metrics

Valuing PT Bank MNC Internasional Tbk. relative to other stocks in the Banks sector

Price/Cash Flow
7.77x
Price/Forward Earnings
-
PEG Ratio
-2.27x

Analyst Ratings

No analyst ratings available yet.

Last closing: IDR502024-04-05
IDR 10.48

Considerably Lower Intrinsic Value: Analyst's intrinsic value is of BABP is IDR10, which is 78% lower than BABP's last closing price of IDR50 (as of 2024-04-05).

Valuation Recap of BABP stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of 41.55x is above the ID market average of 8.22x and is trading at a premium to peers in the Banks sector (13.79x). In fact, less than 25% of its peers trade at a higher P/E ratio than BABP.
Max 3
High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 0.62x is similar to the peers average of 0.88x in the Banks sector.
Max 3
Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 3.01x is below the peers average of 3.61x in the Banks sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of BABP's valuation relative to its current sales and future earnings growth.
Max 2
Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. BABP's P/CF ratio of 7.77x is considered healthy by analysts.
Max 2
Medium
Considerably Lower Intrinsic Value: Analyst's intrinsic value is of BABP is IDR 10.48, which is 78% lower than BABP's last closing price of IDR 50.00.
Max 3

Peers

BABP Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,211.18T1,381.45T 98.47T 48.20T 25.135.14
BBRIPT Bank Rakyat Indonesia (Persero) Tbk851.97T1,851.96T 175.51T 56.01T 15.212.78
BMRIPT Bank Mandiri (Persero) Tbk637.00T2,007.16T 135.73T 49.58T 12.852.62
BBNIPT Bank Negara Indonesia (Persero) Tbk197.25T1,086.66T 61.51T 20.91T 9.431.31
BRISPT Bank Syariah Indonesia Tbk124.55T319.85T 19.34T 5.26T 23.703.35
SMMAPT Sinar Mas Multiartha Tbk92.97T106.59T 28.35T 1.10T 84.384.30
DNETPT Indoritel Makmur Internasional Tbk.64.54T20.17T 1.41T 0.95T 68.095.07
MEGABank Mega Tbk60.47T132.12T 7.81T 3.51T 17.222.78
BNGAPT Bank CIMB Niaga Tbk52.37T329.13T 18.53T 6.10T 8.581.11
ARTOPT Bank Jago Tbk.35.84T19.13T 1.74T 0.03T 1398.304.30
Competitiveness Recap of BABP stock
WeightNotesScore
High
At a market cap of IDR 2,200.72 billion, BABP.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.
Max 2
High
At a PE of 41.55, BABP.JK ranks 3 out of 10 companies in the Financials sector for P/E value. The average PE is 30.61 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. In this regard, it trails behind sector leaders such as PT Sinar Mas Multiartha Tbk (84.38) in the Financials sector.
Max 2
Medium
At a PE of 41.55, BABP.JK is trading at a higher PE than that of its subsector peers in Banks (median of 13.79). false●●
Max 2
Medium
At a revenue of IDR 0.73 trillion, BABP.JK ranks 10 in Revenue out of 10 companies in the Financials sector.
Max 2
Medium
At a profit of IDR 0.05 trillion, BABP.JK ranks 10 in Profit out of 10 companies in the Financials sector.
Max 2

Future

Future Growth of BABP

Growth Forecasts

No data available

Sector Benchmark

Banks companies in Indonesia are growing at a projected rate of 14.60% against the IDX average of +12.0%.

Banks sector overview
No data is available for BABP at the moment.
Future growth prospect of BABP
WeightNotesScore
High
BABP's projected growth rate of 14.60% is above the ID market average of 11.98%.●●●
Max 3
High
The Banks sub-sector is projected to grow revenue by 33.80% in 2024. This number is higher than the previous year 2023's growth rate of 13.91%. This bodes well for BABP's revenue growth prospects in the next 2 years. ●●●
Max 3
Medium
The Banks sub-sector is projected to increase earnings by 80.01% in 2024. This number is higher than the previous year 2023's EPS growth of 35.28%. This bodes well for BABP's earnings growth prospects in the next 2 years. ●●●
Max 3
Medium
BABP and its peers in the Banks sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2024. Specifically, earnings are projected to increase by 75.53% in 2024 while revenue growth is projected to increase by 32.25%. These macroeconomic trends will likely be a tailwind for BABP's earnings growth prospects in the next 2 years. ●●●
Max 3
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Management

Executive Management

President Director

Rita Montagna Siahaan15.2 years

Vice President Director

Denny Setiawan Hanubrata15.4 years
Hermawan
Director
-
Director
NamePositionShares%
No data is available for BABP at the moment.
Expressed in millions IDR, unless otherwise stated

Ownership

BABP Ownership

Others
29.24%
Insiders
70.51%
Institutions
0.25%
NameNumber of SharesOwnership (%)Value
Mnc Kapital Indonesia Tbk17,680,944,70752.37884.05B
Public (Scripless)11,359,513,72233.65567.98B
Winfly Ltd4,708,704,80013.95235.44B
Public (Scrip)10,000,0000.030.50B

Largest Institutional Buy

No data is available for BABP at the moment.

Largest Institutional Sell

Dimensional Fund Advisors LP
Sold 31-01-2024
-5,194,003 shares
SSGA Funds Management Inc
Sold 31-01-2024
-3,017,000 shares

Institutional Transactions

Tracking institutional transactions buying / selling of BABP stock