PT Bank Capital Indonesia Tbk

baca

Overview

BACA Overview

PT Bank Capital Indonesia Tbk is an Indonesia-based company that is engaged in the business of banking services. The Company offers a wide range of products and services to its customers, ranging from savings and financing products to various other banking services. It offers various types of savings products, such as Capital Current Account in IDR and USD, Capital Dollar USD, Capital Save, Capital Extra, Capital Plus, Capital Premier Personal, Capital Premier Business, Capital Depo IDR and Dollar, Deposit on Call, TabunganKu and Tabungan Simpanan Pelajar (SimPel). The Company offers various financing products, such as mortgage financing, car financing, multi-purpose financing, overdraft facility, demand loan, money market line, term loan and bank guarantee. The Company also provides various services, such as safe deposit box, ATM/debit card, online transfer, collection, clearing services, foreign exchange service, export services, import services, remittance and payroll services.

51015ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: BACA

Development
Market Cap.
IDR 2.59Trillion

~$162.10M USD

Industry
Banks
Sub-Industry
Banks
Sector
Financials
Sub-Sector

Valuation

BACA Valuation Metrics

130

IDR
0.0%

Closing Price on 2024-04-18

Price to Equity

40.33

P/E

At 40.33x P/E TTM, BACA.JK is trading at a premium to its peers in the Banks sector (avg 13.2x).

Price to Book

0.77

P/B

At 0.77x P/B TTM, BACA.JK is trading in line with its peers in the Banks sector.

Price to Sales

4.69

P/S

At 4.69x P/S TTM, BACA.JK is trading at a premium to its peers in the Banks sector (avg 3.4x).

Valuing PT Bank Capital Indonesia Tbk based on its trailing twelve months (TTM) valuation metrics against its peers in the Banks sector

Historical Price to Earnings

Other Valuation Metrics

Valuing PT Bank Capital Indonesia Tbk relative to other stocks in the Banks sector

Price/Cash Flow
1.12x
Price/Forward Earnings
-
PEG Ratio
0.17x

Analyst Ratings

No analyst ratings available yet.

Last closing: IDR1302024-04-18
IDR 19.06

Considerably Lower Intrinsic Value: Analyst's intrinsic value is of BACA is IDR19, which is 84% lower than BACA's last closing price of IDR130 (as of 2024-04-18).

Valuation Recap of BACA stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of 40.33x is above the ID market average of 8.46x and is trading at a premium to peers in the Banks sector (13.24x).

High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 0.77x is similar to the peers average of 0.84x in the Banks sector.

Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 4.69x is above the peers average of 3.43x in the Banks sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of BACA's valuation relative to its current sales and future earnings growth.

Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. BACA's P/CF ratio of 1.12x is considered healthy by analysts.

Medium
Considerably Lower Intrinsic Value: Analyst's intrinsic value is of BACA is IDR 19.06, which is 84% lower than BACA's last closing price of IDR 130.00.

Peers

BACA Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,168.03T1,381.45T 98.47T 48.20T 24.234.95
BBRIPT Bank Rakyat Indonesia (Persero) Tbk825.58T1,851.96T 175.51T 56.01T 14.742.69
BMRIPT Bank Mandiri (Persero) Tbk634.67T2,007.16T 135.73T 49.58T 12.802.61
BBNIPT Bank Negara Indonesia (Persero) Tbk197.25T1,086.66T 61.51T 20.91T 9.431.31
BRISPT Bank Syariah Indonesia Tbk119.94T319.85T 19.34T 5.26T 22.823.23
SMMAPT Sinar Mas Multiartha Tbk92.97T106.59T 28.35T 1.10T 84.384.30
DNETPT Indoritel Makmur Internasional Tbk.65.53T20.71T 1.39T 0.72T 90.885.11
MEGABank Mega Tbk60.47T132.12T 7.81T 3.51T 17.222.78
BNGAPT Bank CIMB Niaga Tbk50.38T329.13T 18.53T 6.10T 8.261.07
BNLIBank Permata Tbk34.91T251.94T 11.63T 1.91T 18.270.89
Competitiveness Recap of BACA stock
WeightNotesScore
High
At a market cap of IDR 2,593.89 billion, BACA.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.

High
At a PE of 40.33, BACA.JK ranks 3 out of 10 companies in the Financials sector for P/E value. The average PE is 32.51 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. In this regard, it trails behind sector leaders such as PT Indoritel Makmur Internasional Tbk. (90.88) in the Financials sector.

Medium
At a PE of 40.33, BACA.JK is trading at a higher PE than that of its subsector peers in Banks (median of 13.24). false

Medium
At a revenue of IDR 0.55 trillion, BACA.JK ranks 10 in Revenue out of 10 companies in the Financials sector.

Medium
At a profit of IDR 0.06 trillion, BACA.JK ranks 10 in Profit out of 10 companies in the Financials sector.

Future

Future Growth of BACA

Growth Forecasts

No data available

Sector Benchmark

Banks companies in Indonesia are growing at a projected rate of 14.60% against the IDX average of +7.6%.

Banks sector overview
No data is available for BACA at the moment.
Future growth prospect of BACA
WeightNotesScore
High
BACA's projected growth rate of 14.60% is above the ID market average of 7.62%.

High
The Banks sub-sector is projected to grow revenue by 33.55% in 2024. This number is higher than the previous year 2023's growth rate of 13.79%. This bodes well for BACA's revenue growth prospects in the next 2 years.

Medium
The Banks sub-sector is projected to increase earnings by 72.75% in 2024. This number is higher than the previous year 2023's EPS growth of 33.02%. This bodes well for BACA's earnings growth prospects in the next 2 years.

Medium
BACA and its peers in the Banks sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2024. Specifically, earnings are projected to increase by 72.75% in 2024 while revenue growth is projected to increase by 34.06%. These macroeconomic trends will likely be a tailwind for BACA's earnings growth prospects in the next 2 years.

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Management

Executive Management

President Director

Kurniawan Halim15.2 years
Yenny Hoo
Director
Lim Migi Trisnadi Elias
Director
Harri Setia Budhi
Director
Febriyanti Ika Sari
Director
NamePositionShares%
No data is available for BACA at the moment.
Expressed in millions IDR, unless otherwise stated

Ownership

BACA Ownership

Others
24.33%
Insiders
75.45%
Institutions
0.22%
NameNumber of SharesOwnership (%)Value
Pt Capital Global Investama14,904,480,00074.71,937.58B
Public (Scripless)5,048,544,88525.3656.31B

Largest Institutional Buy

No data is available for BACA at the moment.

Largest Institutional Sell

Dimensional Fund Advisors LP
Sold 31-01-2024
-10,215,251 shares
Dimensional Fund Advisors, Inc.
Sold 31-01-2024
-558,800 shares

Institutional Transactions

Tracking institutional transactions buying / selling of BACA stock