Buana Finance Tbk

bbld

Overview

BBLD Overview

PT Buana Finance Tbk is an Indonesia-based company, which is engaged in the providing investment financing, consumer financing, working capital financing, and multipurpose financing. The Company’s segments include Finance lease receivables and Consumer financing receivables. The Company provides a range of products and services, such as multipurpose financing, investment financing, and working capital financing. The multipurpose financing products include finance lease, installment finance, and funding facility. The investment financing products include financing lease, purchasing with installment payment, and fund facilities. The investment financing consists of financing lease, sell and leaseback, factoring with recourse, factoring without recourse, purchasing with installment payment, project financing, and infrastructure financing. The working capital financing consist of sale and lease back, factoring with recourse, factoring without recourse, working capital facility.

2468ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: BBLD

Development
Market Cap.
IDR 987.48Billion

~$62.27M USD

Industry
Consumer Financing
Sub-Industry
Consumer Financing
Sector
Financials

Valuation

BBLD Valuation Metrics

600

IDR

Closing Price on 2024-04-05

Price to Equity

9.32

P/E

At 9.32x P/E TTM, BBLD.JK is trading at a discount to its peers in the Financing Service sector.

Price to Book

0.73

P/B

At 0.73x P/B TTM, BBLD.JK is trading at a discount to its peers in the Financing Service sector.

Price to Sales

1.60

P/S

At 1.60x P/S TTM, BBLD.JK is trading at a discount to its peers in the Financing Service sector.

Valuing Buana Finance Tbk based on its trailing twelve months (TTM) valuation metrics against its peers in the Financing Service sector

Historical Price to Earnings

Other Valuation Metrics

Valuing Buana Finance Tbk relative to other stocks in the Financing Service sector

Price/Cash Flow
-1.08x
Price/Forward Earnings
-
Enterprise Value/Revenue
7.11x
Enterprise Value/EBITDA
39.78x
PEG Ratio
-0.56x

Analyst Ratings

No analyst ratings available yet.

Last closing: IDR6002024-04-05
IDR 346.98

Considerably Lower Intrinsic Value: Analyst's intrinsic value is of BBLD is IDR347, which is 41% lower than BBLD's last closing price of IDR600 (as of 2024-04-05).

Valuation Recap of BBLD stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of 9.32x is above the ID market average of 8.22x and is trading at a discount to peers in the Financing Service sector (11.80x).
Max 3
High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 0.73x is similar to the peers average of 1.03x in the Financing Service sector. In fact, less than 25% of its peers trade at a lower P/B ratio than BBLD.●●
Max 3
Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 1.60x is below the peers average of 3.91x in the Financing Service sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of BBLD's valuation relative to its current sales and future earnings growth.
Max 2
Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. BBLD's P/CF ratio of -1.08x is considered healthy by analysts.●●
Max 2
Low
The Enterprise Value/Revenue ratio (EV/R) is calculated by dividing the enterprise value of a company by its revenue. It measures the company's enterprise value relative to its revenue. It is an indicator of how much it costs to buy the company's revenue; the lower the ratio, the cheaper the company's revenue. BBLD's EV/R ratio of 7.11x is considered a relatively high ratio The average EV/R ratio for the Financing Service sector is 6.39x.
Max 3
Medium
Considerably Lower Intrinsic Value: Analyst's intrinsic value is of BBLD is IDR 346.98, which is 41% lower than BBLD's last closing price of IDR 600.00.
Max 3

Peers

BBLD Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,211.18T1,381.45T 98.47T 48.20T 25.135.14
BBRIPT Bank Rakyat Indonesia (Persero) Tbk851.97T1,851.96T 175.51T 56.01T 15.212.78
BMRIPT Bank Mandiri (Persero) Tbk637.00T2,007.16T 135.73T 49.58T 12.852.62
BBNIPT Bank Negara Indonesia (Persero) Tbk197.25T1,086.66T 61.51T 20.91T 9.431.31
BRISPT Bank Syariah Indonesia Tbk124.55T319.85T 19.34T 5.26T 23.703.35
SMMAPT Sinar Mas Multiartha Tbk92.97T106.59T 28.35T 1.10T 84.384.30
DNETPT Indoritel Makmur Internasional Tbk.64.54T20.17T 1.41T 0.95T 68.095.07
MEGABank Mega Tbk60.47T132.12T 7.81T 3.51T 17.222.78
BNGAPT Bank CIMB Niaga Tbk52.37T329.13T 18.53T 6.10T 8.581.11
BFINBFI Finance Indonesia Tbk18.80T24.17T 6.09T 1.67T 11.242.00
Competitiveness Recap of BBLD stock
WeightNotesScore
High
At a market cap of IDR 987.48 billion, BBLD.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.
Max 2
High
At a PE of 9.32, BBLD.JK ranks 9 out of 10 companies in the Financials sector for P/E value. The average PE is 27.39 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. In this regard, it trails behind sector leaders such as PT Sinar Mas Multiartha Tbk (84.38) in the Financials sector.
Max 2
Medium
At a PE of 9.32, BBLD.JK is trading at a lower PE than that of its subsector peers in Financing Service (median of 11.80). A lower P/E value presents a potential value opportunity, but it might also indicate that the company is facing headwinds in its business.
Max 2
Medium
At a revenue of IDR 0.62 trillion, BBLD.JK ranks 10 in Revenue out of 10 companies in the Financials sector.
Max 2
Medium
At a profit of IDR 0.11 trillion, BBLD.JK ranks 10 in Profit out of 10 companies in the Financials sector.
Max 2

Future

Future Growth of BBLD

Growth Forecasts

No data available

Sector Benchmark

Financing Service companies in Indonesia are shrinking at a projected rate of -1.64% against the IDX average of +12.0%.

Financing Service sector overview
No data is available for BBLD at the moment.
Future growth prospect of BBLD
WeightNotesScore
High
BBLD's projected growth rate of -1.64% is below the ID market average of 11.98%.●●●
Max 3
High
The Financing Service sub-sector is projected to grow revenue by 16.51% in 2024. This number is higher than the previous year 2023's growth rate of 0.08%. This bodes well for BBLD's revenue growth prospects in the next 2 years. ●●
Max 3
Medium
The Financing Service sub-sector is projected to decrease earnings by -5.76% in 2024. This number is higher than the previous year 2023's EPS growth of -21.42%. false
Max 3
Medium
BBLD and its peers in the Financing Service sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2024. Specifically, earnings are projected to increase by 75.53% in 2024 while revenue growth is projected to increase by 32.25%. These macroeconomic trends will likely be a tailwind for BBLD's earnings growth prospects in the next 2 years. ●●●
Max 3
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Management

Executive Management

President Director

Yannuar Alin15.2 years
Herman Lesmana
Director
Mariana Setyadi
Director
NamePositionShares%
No data is available for BBLD at the moment.
Expressed in millions IDR, unless otherwise stated

Ownership

BBLD Ownership

Others
27.34%
Insiders
72.66%
Institutions
0%
NameNumber of SharesOwnership (%)Value
Pt Sari Dasa Karsa1,112,584,06967.6667.55B
Public (Scripless)448,982,45127.28269.39B
Bank Of Singapore Limited82,903,2005.0449.74B
Public (Scrip)1,326,3340.080.80B
No data is available for BBLD at the moment.