PT Bank Mestika Dharma Tbk.

Overview

BBMD Overview

PT Bank Mestika Dharma Tbk (the Bank) is an Indonesia-based company, which is engaged in banking services. The Bank conducts business activities in general banking, financial and insurance activities. It is involved in accepting deposits and/or closing deposits and granting credit or loan funds. Its products include Setia Savings, Mestika Savings, Kesra Savings, My Savings, and Student Savings. It offers multipurpose loan, housing loan, mobile car loan, land loan, working capital loan, bank guarantees, and trade finance. Its banking services include Internet banking, mobile banking, SMS banking, virtual account, transfers, safe deposit box, money changer, telegraphic transfer, Western Union, import taxes payment, bills payment, payroll, and taxes payment. Its Bancassurance products consist of Income Protection, Insurance Dynamic Enchanced Auto Navigation Link Income Protection 100, ProFuture, and ProOptimal.

2468101214ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: BBMD

Development
Market Cap.
IDR 7.89Trillion

~$484.65M USD

Industry
Banks
Sub-Industry
Banks
Sector
Financials
Sub-Sector

Valuation

BBMD Valuation Metrics

1,960

IDR
+0.5%

Closing Price on 2024-07-18

Price to Equity

20.59

P/E

At 20.59x P/E TTM, BBMD.JK is trading at a premium to its peers in the Banks sector (avg 15.7x).

Price to Book

1.59

P/B

At 1.59x P/B TTM, BBMD.JK is trading at a premium to its peers in the Banks sector (avg 0.8x).

Price to Sales

7.77

P/S

At 7.77x P/S TTM, BBMD.JK is trading at a premium to its peers in the Banks sector (avg 3.6x).

Valuing PT Bank Mestika Dharma Tbk. based on its trailing twelve months (TTM) valuation metrics against its peers in the Banks sector

Historical Price to Earnings

Other Valuation Metrics

Valuing PT Bank Mestika Dharma Tbk. relative to other stocks in the Banks sector

Price/Cash Flow9.12x
Price/Forward Earnings-
PEG Ratio-0.59x
Valuation Recap of BBMD stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of 20.59x is above the ID market average of 8.44x and is trading at a premium to peers in the Banks sector (15.68x).

High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 1.59x is above the peers average of 0.81x in the Banks sector.

Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 7.77x is above the peers average of 3.57x in the Banks sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of BBMD's valuation relative to its current sales and future earnings growth.

Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. BBMD's P/CF ratio of 9.12x is considered healthy by analysts.

Peers

BBMD Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,245.08T1,408.11T 101.91T 48.64T 25.605.14
BBRIPT Bank Rakyat Indonesia (Persero) Tbk738.88T1,989.07T 178.91T 59.88T 12.342.52
BMRIPT Bank Mandiri (Persero) Tbk611.33T2,174.22T 123.24T 55.06T 11.102.34
BBNIPT Bank Negara Indonesia (Persero) Tbk189.03T1,066.72T 60.27T 21.08T 8.971.30
BRISPT Bank Syariah Indonesia Tbk113.02T357.90T 19.39T 5.91T 19.132.79
SMMAPT Sinar Mas Multiartha Tbk92.97T116.18T 25.19T 0.45T 207.773.97
DNETPT Indoritel Makmur Internasional Tbk.70.21T20.44T 1.40T 0.58T 120.885.44
MEGABank Mega Tbk58.70T126.53T 7.85T 3.60T 16.322.94
BNGAPT Bank CIMB Niaga Tbk44.76T332.99T 19.03T 6.58T 6.800.87
BNLIBank Permata Tbk33.47T252.84T 11.97T 2.95T 11.350.82
Competitiveness Recap of BBMD stock
WeightNotesScore
High
At a market cap of IDR 7,893.06 billion, BBMD.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.

High
At a PE of 20.59, BBMD.JK ranks 4 out of 10 companies in the Financials sector for P/E value. The average PE is 44.95 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. In this regard, it trails behind sector leaders such as PT Sinar Mas Multiartha Tbk (207.77) in the Financials sector.

Medium
At a PE of 20.59, BBMD.JK is trading at a higher PE than that of its subsector peers in Banks (median of 15.68). false

Medium
At a revenue of IDR 1.02 trillion, BBMD.JK ranks 10 in Revenue out of 10 companies in the Financials sector.

Medium
At a profit of IDR 0.38 trillion, BBMD.JK ranks 10 in Profit out of 10 companies in the Financials sector.

Future

Future Growth of BBMD

Growth Forecasts

Analyst Ratings

Based on ratings from 1 analysts for BBMD over the past 3 months.

Hold

Strong Buy

0.0%

Buy

0.0%

Hold

100.0%

Sell

0.0%

Strong Sell

0.0%

Last Update: 2024-06-28

Sector Benchmark

Banks companies in Indonesia are growing at a projected rate of 16.22% against the IDX average of +13.8%.

Banks sector overview
No data is available for BBMD at the moment.
Future growth prospect of BBMD
WeightNotesScore
High
BBMD's projected growth rate of 16.22% is above the ID market average of 13.82%.

High
The Banks sub-sector is projected to grow revenue by 24.55% in 2025. This number is higher than the previous year 2024's growth rate of 13.15%. This bodes well for BBMD's revenue growth prospects in the next 2 years.

Medium
The Banks sub-sector is projected to increase earnings by 15.70% in 2025. This number is higher than the previous year 2024's EPS growth of 4.63%. This bodes well for BBMD's earnings growth prospects in the next 2 years.

Medium
BBMD and its peers in the Banks sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2025. Specifically, earnings are projected to increase by 15.70% in 2025 while revenue growth is projected to increase by 24.44%. These macroeconomic trends will likely be a tailwind for BBMD's earnings growth prospects in the next 2 years.

Technical

Daily Technical Ratings of BBMD

Oscillators

Buy

Sell

0

Neutral

9

Buy

2

Summary

Strong Buy

Sell

1

Neutral

10

Buy

15

Moving Averages

Strong Buy

Sell

1

Neutral

1

Buy

13

Summary

Technical Ratings of BBMD
IndicatorSummarySellNeutralBuy
SummaryStrong Buy11015
OscillatorsBuy092
Moving AveragesStrong Buy1113

Last Update: 2024-07-19

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Management

Executive Management

President Director

Achmad Suherman Kartasasmita15.2 years

Vice President Director

Hendra Halim15.4 years
AndyDirector
Harun AnsariDirector
Yusri HadiDirector
NamePositionShares%Stock Value
(in Billion IDR)
Hendra HalimVice President Director345,000< 0.010.68B
Indra HalimCommissioner345,000< 0.010.68B

Ownership

BBMD Ownership

NameNumber of SharesOwnership (%)Value
Pt Mestika Benua Mas3,658,020,00089.447,169.72B
Public (Scripless)365,925,0008.95717.21B
Treasury Stock63,021,2001.54123.52B
Public (Scrip)1,053,8000.022.07B
Yanti Ganda345,0000.010.68B
Hendra Halim345,0000.010.68B
Zulkifli Halim345,0000.010.68B
Indra Halim345,0000.010.68B
Nursalim345,0000.010.68B
Sanusi Halim345,0000.010.68B

BBMD Filings

No noteworthy filings to report on

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