PT Bank Mestika Dharma Tbk.

bbmd

Overview

BBMD Overview

PT Bank Mestika Dharma Tbk (the Bank) is an Indonesia-based company, which is engaged in banking services. The Bank conducts business activities in general banking, financial and insurance activities. It is involved in accepting deposits and/or closing deposits and granting credit or loan funds. Its products include Setia Savings, Mestika Savings, Kesra Savings, My Savings, and Student Savings. It offers multipurpose loan, housing loan, mobile car loan, land loan, working capital loan, bank guarantees, and trade finance. Its banking services include Internet banking, mobile banking, SMS banking, virtual account, transfers, safe deposit box, money changer, telegraphic transfer, Western Union, import taxes payment, bills payment, payroll, and taxes payment. Its Bancassurance products consist of Income Protection, Insurance Dynamic Enchanced Auto Navigation Link Income Protection 100, ProFuture, and ProOptimal.

2468101214ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: BBMD

Main
Market Cap.
IDR 7.65Trillion

~$486.96M USD

Industry
Banks
Sub-Industry
Banks
Sector
Financials
Sub-Sector

Valuation

BBMD Valuation Metrics

1,900

IDR
0.0%

Closing Price on 2024-04-04

Price to Equity

17.82

P/E

At 17.82x P/E TTM, BBMD.JK is trading at a premium to its peers in the Banks sector (avg 13.8x).

Price to Book

1.61

P/B

At 1.61x P/B TTM, BBMD.JK is trading at a premium to its peers in the Banks sector (avg 0.9x).

Price to Sales

7.36

P/S

At 7.36x P/S TTM, BBMD.JK is trading at a premium to its peers in the Banks sector (avg 3.6x).

Valuing PT Bank Mestika Dharma Tbk. based on its trailing twelve months (TTM) valuation metrics against its peers in the Banks sector

Historical Price to Earnings

Other Valuation Metrics

Valuing PT Bank Mestika Dharma Tbk. relative to other stocks in the Banks sector

Price/Cash Flow
-50.54x
Price/Forward Earnings
-
PEG Ratio
-0.81x

Analyst Ratings

No analyst ratings available yet.

Last closing: IDR1,9002024-04-04
IDR 1,196.88

Considerably Lower Intrinsic Value: Analyst's intrinsic value is of BBMD is IDR1,197, which is 36% lower than BBMD's last closing price of IDR1,900 (as of 2024-04-04).

Valuation Recap of BBMD stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of 17.82x is above the ID market average of 8.22x and is trading at a premium to peers in the Banks sector (13.79x).
Max 3
High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 1.61x is above the peers average of 0.88x in the Banks sector.
Max 3
Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 7.36x is above the peers average of 3.61x in the Banks sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of BBMD's valuation relative to its current sales and future earnings growth.
Max 2
Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. BBMD's P/CF ratio of -50.54x is considered healthy by analysts.●●
Max 2
Medium
Considerably Lower Intrinsic Value: Analyst's intrinsic value is of BBMD is IDR 1,196.88, which is 36% lower than BBMD's last closing price of IDR 1,900.00.
Max 3

Peers

BBMD Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,211.18T1,381.45T 98.47T 48.20T 25.135.14
BBRIPT Bank Rakyat Indonesia (Persero) Tbk851.97T1,851.96T 175.51T 56.01T 15.212.78
BMRIPT Bank Mandiri (Persero) Tbk637.00T2,007.16T 135.73T 49.58T 12.852.62
BBNIPT Bank Negara Indonesia (Persero) Tbk197.25T1,086.66T 61.51T 20.91T 9.431.31
BRISPT Bank Syariah Indonesia Tbk124.55T319.85T 19.34T 5.26T 23.703.35
SMMAPT Sinar Mas Multiartha Tbk92.97T106.59T 28.35T 1.10T 84.384.30
DNETPT Indoritel Makmur Internasional Tbk.64.54T20.17T 1.41T 0.95T 68.095.07
MEGABank Mega Tbk60.47T132.12T 7.81T 3.51T 17.222.78
BNGAPT Bank CIMB Niaga Tbk52.37T329.13T 18.53T 6.10T 8.581.11
ARTOPT Bank Jago Tbk.35.84T19.13T 1.74T 0.03T 1398.304.30
Competitiveness Recap of BBMD stock
WeightNotesScore
High
At a market cap of IDR 7,651.43 billion, BBMD.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.
Max 2
High
At a PE of 17.82, BBMD.JK ranks 5 out of 10 companies in the Financials sector for P/E value. The average PE is 28.24 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. In this regard, it trails behind sector leaders such as PT Sinar Mas Multiartha Tbk (84.38) in the Financials sector.
Max 2
Medium
At a PE of 17.82, BBMD.JK is trading at a higher PE than that of its subsector peers in Banks (median of 13.79). false
Max 2
Medium
At a revenue of IDR 1.04 trillion, BBMD.JK ranks 10 in Revenue out of 10 companies in the Financials sector.
Max 2
Medium
At a profit of IDR 0.43 trillion, BBMD.JK ranks 10 in Profit out of 10 companies in the Financials sector.
Max 2

Future

Future Growth of BBMD

Growth Forecasts

No data available

Sector Benchmark

Banks companies in Indonesia are growing at a projected rate of 14.60% against the IDX average of +12.0%.

Banks sector overview
No data is available for BBMD at the moment.
Future growth prospect of BBMD
WeightNotesScore
High
BBMD's projected growth rate of 14.60% is above the ID market average of 11.98%.●●●
Max 3
High
The Banks sub-sector is projected to grow revenue by 33.80% in 2024. This number is higher than the previous year 2023's growth rate of 13.91%. This bodes well for BBMD's revenue growth prospects in the next 2 years. ●●●
Max 3
Medium
The Banks sub-sector is projected to increase earnings by 80.01% in 2024. This number is higher than the previous year 2023's EPS growth of 35.28%. This bodes well for BBMD's earnings growth prospects in the next 2 years. ●●●
Max 3
Medium
BBMD and its peers in the Banks sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2024. Specifically, earnings are projected to increase by 75.53% in 2024 while revenue growth is projected to increase by 32.25%. These macroeconomic trends will likely be a tailwind for BBMD's earnings growth prospects in the next 2 years. ●●●
Max 3
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Management

Executive Management

President Director

Achmad Suherman Kartasasmita15.2 years

Vice President Director

Hendra Halim15.4 years
Andy
Director
Harun Ansari
Director
Yusri Hadi
Director
NamePositionShares%
Hendra HalimVice President Director345,000< 0.01
Indra HalimCommissioner345,000< 0.01
Expressed in millions IDR, unless otherwise stated

Ownership

BBMD Ownership

Others
1.92%
Insiders
98.08%
Institutions
0%
NameNumber of SharesOwnership (%)Value
Pt Mestika Benua Mas3,658,020,00089.446,950.24B
Public (Scripless)366,978,8008.97697.26B
Treasury Stock63,021,2001.54119.74B
Sanusi Halim345,0000.010.66B
Yanti Ganda345,0000.010.66B
Hendra Halim345,0000.010.66B
Zulkifli Halim345,0000.010.66B
Indra Halim345,0000.010.66B
Nursalim345,0000.010.66B
No data is available for BBMD at the moment.