PT Bank QNB Indonesia Tbk

bksw

Overview

BKSW Overview

PT Bank QNB Indonesia Tbk is an Indonesia-based company that is engaged in the business of banking. The Company's segment information is presented based on its business activities, namely credit, treasury and trade finance. The Company's savings products include savings account, premium savings account, checking account, premium checking account, switching account, global account, and global checking account. Its wholesale banking consists of corporate banking, commercial banking, transaction banking and wholesale funding, business strategy and support, and credit analyst. Its loan products include working capital loan and trade financing, investment credit, bank guarantees and standby letter of credit, letter of credit (L/C), debit card bank QNB Indonesia (NPG and VISA Contactless), and UCan. Its wealth management products include bancassurance, such as First InvestShield, First LifeShield, First LifePasti, and mutual funds, such as open-end mutual funds and closed-end mutual funds.

5101520ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: BKSW

Development
Market Cap.
IDR 2.36Trillion

~$149.92M USD

Industry
Banks
Sub-Industry
Banks
Sector
Financials
Sub-Sector

Valuation

BKSW Valuation Metrics

67

IDR

Closing Price on 2024-04-05

Price to Equity

157.75

P/E

At 157.75x P/E TTM, BKSW.JK is trading at a premium to its peers in the Banks sector (avg 13.8x).

Price to Book

0.49

P/B

At 0.49x P/B TTM, BKSW.JK is trading at a discount to its peers in the Banks sector.

Price to Sales

3.61

P/S

At 3.61x P/S TTM, BKSW.JK is trading in line with its peers in the Banks sector.

Valuing PT Bank QNB Indonesia Tbk based on its trailing twelve months (TTM) valuation metrics against its peers in the Banks sector

Historical Price to Earnings

Other Valuation Metrics

Valuing PT Bank QNB Indonesia Tbk relative to other stocks in the Banks sector

Price/Cash Flow
2.51x
Price/Forward Earnings
-
PEG Ratio
1.53x

Analyst Ratings

No analyst ratings available yet.

Valuation Recap of BKSW stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of 157.75x is above the ID market average of 8.22x and is trading at a premium to peers in the Banks sector (13.79x). In fact, less than 25% of its peers trade at a higher P/E ratio than BKSW.
Max 3
High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 0.49x is similar to the peers average of 0.88x in the Banks sector. In fact, less than 25% of its peers trade at a lower P/B ratio than BKSW.●●
Max 3
Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 3.61x is similar to the peers average of 3.61x in the Banks sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of BKSW's valuation relative to its current sales and future earnings growth.
Max 2
Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. BKSW's P/CF ratio of 2.51x is considered healthy by analysts.●●
Max 2

Peers

BKSW Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,211.18T1,381.45T 98.47T 48.20T 25.135.14
BBRIPT Bank Rakyat Indonesia (Persero) Tbk851.97T1,851.96T 175.51T 56.01T 15.212.78
BMRIPT Bank Mandiri (Persero) Tbk637.00T2,007.16T 135.73T 49.58T 12.852.62
BBNIPT Bank Negara Indonesia (Persero) Tbk197.25T1,086.66T 61.51T 20.91T 9.431.31
BRISPT Bank Syariah Indonesia Tbk124.55T319.85T 19.34T 5.26T 23.703.35
SMMAPT Sinar Mas Multiartha Tbk92.97T106.59T 28.35T 1.10T 84.384.30
DNETPT Indoritel Makmur Internasional Tbk.64.54T20.17T 1.41T 0.95T 68.095.07
MEGABank Mega Tbk60.47T132.12T 7.81T 3.51T 17.222.78
BNGAPT Bank CIMB Niaga Tbk52.37T329.13T 18.53T 6.10T 8.581.11
ARTOPT Bank Jago Tbk.35.84T19.13T 1.74T 0.03T 1398.304.30
Competitiveness Recap of BKSW stock
WeightNotesScore
High
At a market cap of IDR 2,355.59 billion, BKSW.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.
Max 2
High
At a PE of 157.75, BKSW.JK ranks 1 out of 10 companies in the Financials sector for P/E value. The average PE is 42.23 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. false●●
Max 2
Medium
At a PE of 157.75, BKSW.JK is trading at a higher PE than that of its subsector peers in Banks (median of 13.79). false●●
Max 2
Medium
At a revenue of IDR 0.65 trillion, BKSW.JK ranks 10 in Revenue out of 10 companies in the Financials sector.
Max 2
Medium
At a profit of IDR 0.01 trillion, BKSW.JK ranks 10 in Profit out of 10 companies in the Financials sector.
Max 2

Future

Future Growth of BKSW

Growth Forecasts

No data available

Sector Benchmark

Banks companies in Indonesia are growing at a projected rate of 14.60% against the IDX average of +12.0%.

Banks sector overview
No data is available for BKSW at the moment.
Future growth prospect of BKSW
WeightNotesScore
High
BKSW's projected growth rate of 14.60% is above the ID market average of 11.98%.●●●
Max 3
High
The Banks sub-sector is projected to grow revenue by 33.80% in 2024. This number is higher than the previous year 2023's growth rate of 13.91%. This bodes well for BKSW's revenue growth prospects in the next 2 years. ●●●
Max 3
Medium
The Banks sub-sector is projected to increase earnings by 80.01% in 2024. This number is higher than the previous year 2023's EPS growth of 35.28%. This bodes well for BKSW's earnings growth prospects in the next 2 years. ●●●
Max 3
Medium
BKSW and its peers in the Banks sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2024. Specifically, earnings are projected to increase by 75.53% in 2024 while revenue growth is projected to increase by 32.25%. These macroeconomic trends will likely be a tailwind for BKSW's earnings growth prospects in the next 2 years. ●●●
Max 3
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Management

Executive Management

President Director

Haryanto Suganda15.2 years
Windiartono Tabingin
Director
Nicolas Alix Groene (Nick Groene)
Director
Soemenggrie Jongkamto
Director
NamePositionShares%
No data is available for BKSW at the moment.
Expressed in millions IDR, unless otherwise stated

Ownership

BKSW Ownership

Others
3.81%
Insiders
96.19%
Institutions
0%
NameNumber of SharesOwnership (%)Value
Qatar National Bank (Q.P.S.C.)33,621,884,93995.632,252.67B
Masyarakat 1,536,163,4264.37102.92B
No data is available for BKSW at the moment.