Bank Bumi Arta Tbk

bnba

Overview

BNBA Overview

PT Bank Bumi Arta Tbk is an Indonesia-based company that is engaged in the business of banking services. The Company's products and services include funding products, financing products, other service products and electronic banking services. Its funding products include current account - IDR and USD, BBA Savings - IDR and USD, pension savings, BBA Welfare Savings, TabunganKu Savings, BBA Multipurpose Savings, BBA Super Savings and time deposits - IDR and USD. Its financing products include current account loan, fixed loan, on demand loan, car ownership loan, pension loan, investment loan, multipurpose loan, personal loan and trade finance. The Company's other service products include remittance and collection (domestic and overseas), opening of letter of credit (export and import) and bills collection, foreign currency exchange (bank notes), and virtual account BBA, among others. Its electronic banking services include ATM Bank Bumi Arta and ATM Bersama ATM Network, among others.

51015ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: BNBA

Main
Market Cap.
IDR 2.19Trillion

~$137.80M USD

Industry
Banks
Sub-Industry
Banks
Sector
Financials
Sub-Sector

Valuation

BNBA Valuation Metrics

645

IDR

Closing Price on 2024-04-05

Price to Equity

84.52

P/E

At 84.52x P/E TTM, BNBA.JK is trading at a premium to its peers in the Banks sector (avg 13.8x).

Price to Book

0.70

P/B

At 0.70x P/B TTM, BNBA.JK is trading at a discount to its peers in the Banks sector.

Price to Sales

5.90

P/S

At 5.90x P/S TTM, BNBA.JK is trading at a premium to its peers in the Banks sector (avg 3.6x).

Valuing Bank Bumi Arta Tbk based on its trailing twelve months (TTM) valuation metrics against its peers in the Banks sector

Historical Price to Earnings

Other Valuation Metrics

Valuing Bank Bumi Arta Tbk relative to other stocks in the Banks sector

Price/Cash Flow
20.68x
Price/Forward Earnings
-
PEG Ratio
18.52x

Analyst Ratings

No analyst ratings available yet.

Last closing: IDR6452024-04-05
IDR 92.32

Considerably Lower Intrinsic Value: Analyst's intrinsic value is of BNBA is IDR92, which is 85% lower than BNBA's last closing price of IDR645 (as of 2024-04-05).

Valuation Recap of BNBA stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of 84.52x is above the ID market average of 8.22x and is trading at a premium to peers in the Banks sector (13.79x). In fact, less than 25% of its peers trade at a higher P/E ratio than BNBA.
Max 3
High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 0.70x is similar to the peers average of 0.88x in the Banks sector.
Max 3
Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 5.90x is above the peers average of 3.61x in the Banks sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of BNBA's valuation relative to its current sales and future earnings growth.
Max 2
Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. BNBA's P/CF ratio of 20.68x is considered a relatively high ratio by analysts.
Max 2
Medium
Considerably Lower Intrinsic Value: Analyst's intrinsic value is of BNBA is IDR 92.32, which is 85% lower than BNBA's last closing price of IDR 645.00.
Max 3

Peers

BNBA Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,211.18T1,381.45T 98.47T 48.20T 25.135.14
BBRIPT Bank Rakyat Indonesia (Persero) Tbk851.97T1,851.96T 175.51T 56.01T 15.212.78
BMRIPT Bank Mandiri (Persero) Tbk637.00T2,007.16T 135.73T 49.58T 12.852.62
BBNIPT Bank Negara Indonesia (Persero) Tbk197.25T1,086.66T 61.51T 20.91T 9.431.31
BRISPT Bank Syariah Indonesia Tbk124.55T319.85T 19.34T 5.26T 23.703.35
SMMAPT Sinar Mas Multiartha Tbk92.97T106.59T 28.35T 1.10T 84.384.30
DNETPT Indoritel Makmur Internasional Tbk.64.54T20.17T 1.41T 0.95T 68.095.07
MEGABank Mega Tbk60.47T132.12T 7.81T 3.51T 17.222.78
BNGAPT Bank CIMB Niaga Tbk52.37T329.13T 18.53T 6.10T 8.581.11
ARTOPT Bank Jago Tbk.35.84T19.13T 1.74T 0.03T 1398.304.30
Competitiveness Recap of BNBA stock
WeightNotesScore
High
At a market cap of IDR 2,185.26 billion, BNBA.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.
Max 2
High
At a PE of 84.52, BNBA.JK ranks 1 out of 10 companies in the Financials sector for P/E value. The average PE is 34.91 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. false●●
Max 2
Medium
At a PE of 84.52, BNBA.JK is trading at a higher PE than that of its subsector peers in Banks (median of 13.79). false●●
Max 2
Medium
At a revenue of IDR 0.37 trillion, BNBA.JK ranks 10 in Revenue out of 10 companies in the Financials sector.
Max 2
Medium
At a profit of IDR 0.03 trillion, BNBA.JK ranks 10 in Profit out of 10 companies in the Financials sector.
Max 2

Future

Future Growth of BNBA

Growth Forecasts

No data available

Sector Benchmark

Banks companies in Indonesia are growing at a projected rate of 14.60% against the IDX average of +12.0%.

Banks sector overview
No data is available for BNBA at the moment.
Future growth prospect of BNBA
WeightNotesScore
High
BNBA's projected growth rate of 14.60% is above the ID market average of 11.98%.●●●
Max 3
High
The Banks sub-sector is projected to grow revenue by 33.80% in 2024. This number is higher than the previous year 2023's growth rate of 13.91%. This bodes well for BNBA's revenue growth prospects in the next 2 years. ●●●
Max 3
Medium
The Banks sub-sector is projected to increase earnings by 80.01% in 2024. This number is higher than the previous year 2023's EPS growth of 35.28%. This bodes well for BNBA's earnings growth prospects in the next 2 years. ●●●
Max 3
Medium
BNBA and its peers in the Banks sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2024. Specifically, earnings are projected to increase by 75.53% in 2024 while revenue growth is projected to increase by 32.25%. These macroeconomic trends will likely be a tailwind for BNBA's earnings growth prospects in the next 2 years. ●●●
Max 3
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Management

Executive Management

President Director

Wikan Aryono (Wikan Aryono S)15.2 years
Hendrik Atmaja
Director
Edwin Suryahusada
Director
Aditya Putra Utama
Director
John David Nehemia Engelen
Director
NamePositionShares%
Edwin SuryahusadaDirector92,400< 0.01
Hendrik AtmajaDirector352,000< 0.01
I Gst Agung Rai WirajayaDirector230,000< 0.01
Ir. Rachmat Mulia Suryahusada, MbaPresident Commissioner423,560< 0.01
John David Nehemia EngelenDirector18,900< 0.01
Wikan Aryono SDirector300,000< 0.01
Expressed in millions IDR, unless otherwise stated

Ownership

BNBA Ownership

Others
4.15%
Insiders
95.61%
Institutions
0.24%
NameNumber of SharesOwnership (%)Value
Pt Takjub Finansial Teknologi1,133,440,00033.45731.07B
Pt Surya Husada Investment1,000,396,64129.53645.26B
Pt Dana Graha Agung600,237,98417.72387.15B
Pt Budiman Kencana Lestari370,982,30510.95239.28B
Public (Scripless)281,526,2108.31181.58B
Wikan Aryono S300,0000.010.19B
I Gst Agung Rai Wirajaya230,0000.010.15B
Ir. Rachmat Mulia Suryahusada, Mba423,5600.010.27B
Hendrik Atmaja352,0000.010.23B

Largest Institutional Buy

No data is available for BNBA at the moment.

Largest Institutional Sell

SSGA Funds Management Inc
Sold 31-01-2024
-192,200 shares

Institutional Transactions

Tracking institutional transactions buying / selling of BNBA stock