Bank of India Indonesia Tbk

bswd

Overview

BSWD Overview

PT Bank of India Indonesia Tbk is an Indonesia-based commercial bank. The Company offers various products, such as time deposit, current account, star dollar saving account, Suka-Suka Saving Account, Si Boss Savings, and Tabunganku. The Company’s loan products include working capital loans, which includes current account loans, demand loans, fixed loans, export credit, pre-shipment and post-shipment, discount billing/accounts receivable, working capital installment loans, and investment loans. It provides domestic bank services, such as bank guarantee, fund transfer, real time gross settlement, and national clearing system gen I, document domestic letter of credit (SKBDN) safe deposit box (SDB), payroll system, automated teller machines (ATM) PT Bank of India Indonesia Tbk, and school fee payment. Its foreign bank services include trade finance, remittances, and foreign exchange transactions. It offers vehicle credit, consumption credit, and house ownership credit.

51015ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: BSWD

Watchlist
Market Cap.
IDR 11.44Trillion

~$0.70B USD

Industry
Banks
Sub-Industry
Banks
Sector
Financials
Sub-Sector

Valuation

BSWD Valuation Metrics

3,100

IDR
0.0%

Closing Price on 2024-06-14

Price to Equity

293.27

P/E

At 293.27x P/E TTM, BSWD.JK is trading at a premium to its peers in the Banks sector (avg 13.1x).

Price to Book

3.38

P/B

At 3.38x P/B TTM, BSWD.JK is trading at a premium to its peers in the Banks sector (avg 0.8x).

Price to Sales

43.74

P/S

At 43.74x P/S TTM, BSWD.JK is trading at a premium to its peers in the Banks sector (avg 3.5x).

Valuing Bank of India Indonesia Tbk based on its trailing twelve months (TTM) valuation metrics against its peers in the Banks sector

Historical Price to Earnings

Other Valuation Metrics

Valuing Bank of India Indonesia Tbk relative to other stocks in the Banks sector

Price/Cash Flow
197.54x
Price/Forward Earnings
-
PEG Ratio
27.23x

Analyst Ratings

No analyst ratings available yet.

Last closing: IDR3,1002024-06-14
IDR 100.18

Considerably Lower Intrinsic Value: Analyst's intrinsic value is of BSWD is IDR100, which is 96% lower than BSWD's last closing price of IDR3,100 (as of 2024-06-14).

Valuation Recap of BSWD stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of 293.27x is above the ID market average of 8.07x and is trading at a premium to peers in the Banks sector (13.15x). In fact, less than 25% of its peers trade at a higher P/E ratio than BSWD.

High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 3.38x is above the peers average of 0.76x in the Banks sector. BSWD trades at a higher P/B ratio than >75% of its peers in the Banks sector.

Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 43.74x is above the peers average of 3.52x in the Banks sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of BSWD's valuation relative to its current sales and future earnings growth.

Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. BSWD's P/CF ratio of 197.54x is considered a relatively high ratio by analysts.

Medium
Considerably Lower Intrinsic Value: Analyst's intrinsic value is of BSWD is IDR 100.18, which is 96% lower than BSWD's last closing price of IDR 3,100.00.

Peers

BSWD Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,140.26T1,408.11T 101.91T 48.64T 23.444.70
BBRIPT Bank Rakyat Indonesia (Persero) Tbk630.31T1,989.07T 178.91T 59.88T 10.532.15
BMRIPT Bank Mandiri (Persero) Tbk536.67T2,174.22T 123.24T 55.06T 9.752.06
BBNIPT Bank Negara Indonesia (Persero) Tbk160.54T1,066.72T 60.27T 21.08T 7.621.11
BRISPT Bank Syariah Indonesia Tbk106.15T357.90T 19.39T 5.91T 17.972.62
SMMAPT Sinar Mas Multiartha Tbk92.81T116.18T 25.19T 0.45T 207.423.96
DNETPT Indoritel Makmur Internasional Tbk.68.93T20.44T 1.40T 0.58T 118.685.35
MEGABank Mega Tbk60.76T126.53T 7.85T 3.60T 16.893.05
BNGAPT Bank CIMB Niaga Tbk41.02T332.99T 19.03T 6.58T 6.230.80
BNLIBank Permata Tbk31.66T252.84T 11.97T 2.95T 10.740.78
Competitiveness Recap of BSWD stock
WeightNotesScore
High
At a market cap of IDR 11,435.50 billion, BSWD.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.

High
At a PE of 293.27, BSWD.JK ranks 1 out of 10 companies in the Financials sector for P/E value. The average PE is 71.18 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. false

Medium
At a PE of 293.27, BSWD.JK is trading at a higher PE than that of its subsector peers in Banks (median of 13.15). false

Medium
At a revenue of IDR 0.26 trillion, BSWD.JK ranks 10 in Revenue out of 10 companies in the Financials sector.

Medium
At a profit of IDR 0.04 trillion, BSWD.JK ranks 10 in Profit out of 10 companies in the Financials sector.

Future

Future Growth of BSWD

Growth Forecasts

No data available

Sector Benchmark

Banks companies in Indonesia are growing at a projected rate of 16.61% against the IDX average of +13.1%.

Banks sector overview
No data is available for BSWD at the moment.
Future growth prospect of BSWD
WeightNotesScore
High
BSWD's projected growth rate of 16.61% is above the ID market average of 13.14%.

High
The Banks sub-sector is projected to grow revenue by 21.20% in 2025. This number is higher than the previous year 2024's growth rate of 14.46%. This bodes well for BSWD's revenue growth prospects in the next 2 years.

Medium
The Banks sub-sector is projected to increase earnings by 18.51% in 2025. This number is higher than the previous year 2024's EPS growth of 5.91%. This bodes well for BSWD's earnings growth prospects in the next 2 years.

Medium
BSWD and its peers in the Banks sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2025. Specifically, earnings are projected to increase by 18.49% in 2025 while revenue growth is projected to increase by 21.05%. These macroeconomic trends will likely be a tailwind for BSWD's earnings growth prospects in the next 2 years.

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Management

Executive Management

President Director

Rm. Raharjo Satrio Unggul15.2 years

Vice President Director

Jayaprakash Bharathan15.4 years
Carolina Dina Rusdiana
Director
Dennis Kusuma Halim
Director
Chandra Sekhar Mukherjee
Director
NamePositionShares%
No data is available for BSWD at the moment.
Expressed in millions IDR, unless otherwise stated

Ownership

BSWD Ownership

NameNumber of SharesOwnership (%)Value
Bank Of India3,355,488,00090.9610,402.01B
Pt Panca Mantra Jaya249,964,5896.78774.89B
Public (Scripless)83,414,2562.26258.58B
No data is available for BSWD at the moment.

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