PT Bank Oke Indonesia Tbk.

dnar

Overview

DNAR Overview

PT Bank Oke Indonesia Tbk is an Indonesia-based commercial bank. The Company is engaged in collecting funds from the public in the form of deposits in the form of demand deposits, time deposits, certificates of deposit, savings and/or other equivalent forms. The Company provides credit, both for the long term, medium term, and short terms. The Company’s business retail loans include salary deduction credit program (KPG) product, multipurpose financing program products, and merchant loan program product. Its commercial business loans include current account loans, working capital loans, and investment loans. Its savings products include OK savings, OK garden savings, OK savings plans, and business savings. The Company provides various services, such as Internet banking, mobile banking, fund transfer, shared automated teller machine (ATM) /debit service, telephone payments, renting safe deposit box, bank guarantee, and foreign exchange trading.

5101520ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: DNAR

Main
Market Cap.
IDR 1.91Trillion

~$120.37M USD

Industry
Banks
Sub-Industry
Banks
Sector
Financials
Sub-Sector

Valuation

DNAR Valuation Metrics

113

IDR

Closing Price on 2024-04-05

Price to Equity

80.81

P/E

At 80.81x P/E TTM, DNAR.JK is trading at a premium to its peers in the Banks sector (avg 13.8x).

Price to Book

0.53

P/B

At 0.53x P/B TTM, DNAR.JK is trading at a discount to its peers in the Banks sector.

Price to Sales

3.28

P/S

At 3.28x P/S TTM, DNAR.JK is trading in line with its peers in the Banks sector.

Valuing PT Bank Oke Indonesia Tbk. based on its trailing twelve months (TTM) valuation metrics against its peers in the Banks sector

Historical Price to Earnings

Other Valuation Metrics

Valuing PT Bank Oke Indonesia Tbk. relative to other stocks in the Banks sector

Price/Cash Flow
5.95x
Price/Forward Earnings
-
PEG Ratio
1.01x

Analyst Ratings

No analyst ratings available yet.

Last closing: IDR1132024-04-05
IDR 10.28

Considerably Lower Intrinsic Value: Analyst's intrinsic value is of DNAR is IDR10, which is 90% lower than DNAR's last closing price of IDR113 (as of 2024-04-05).

Valuation Recap of DNAR stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of 80.81x is above the ID market average of 8.22x and is trading at a premium to peers in the Banks sector (13.79x). In fact, less than 25% of its peers trade at a higher P/E ratio than DNAR.
Max 3
High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 0.53x is similar to the peers average of 0.88x in the Banks sector. In fact, less than 25% of its peers trade at a lower P/B ratio than DNAR.●●
Max 3
Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 3.28x is similar to the peers average of 3.61x in the Banks sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of DNAR's valuation relative to its current sales and future earnings growth.
Max 2
Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. DNAR's P/CF ratio of 5.95x is considered healthy by analysts.
Max 2
Medium
Considerably Lower Intrinsic Value: Analyst's intrinsic value is of DNAR is IDR 10.28, which is 90% lower than DNAR's last closing price of IDR 113.00.
Max 3

Peers

DNAR Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,211.18T1,381.45T 98.47T 48.20T 25.135.14
BBRIPT Bank Rakyat Indonesia (Persero) Tbk851.97T1,851.96T 175.51T 56.01T 15.212.78
BMRIPT Bank Mandiri (Persero) Tbk637.00T2,007.16T 135.73T 49.58T 12.852.62
BBNIPT Bank Negara Indonesia (Persero) Tbk197.25T1,086.66T 61.51T 20.91T 9.431.31
BRISPT Bank Syariah Indonesia Tbk124.55T319.85T 19.34T 5.26T 23.703.35
SMMAPT Sinar Mas Multiartha Tbk92.97T106.59T 28.35T 1.10T 84.384.30
DNETPT Indoritel Makmur Internasional Tbk.64.54T20.17T 1.41T 0.95T 68.095.07
MEGABank Mega Tbk60.47T132.12T 7.81T 3.51T 17.222.78
BNGAPT Bank CIMB Niaga Tbk52.37T329.13T 18.53T 6.10T 8.581.11
ARTOPT Bank Jago Tbk.35.84T19.13T 1.74T 0.03T 1398.304.30
Competitiveness Recap of DNAR stock
WeightNotesScore
High
At a market cap of IDR 1,908.84 billion, DNAR.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.
Max 2
High
At a PE of 80.81, DNAR.JK ranks 2 out of 10 companies in the Financials sector for P/E value. The average PE is 34.54 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. In this regard, it trails behind sector leaders such as PT Sinar Mas Multiartha Tbk (84.38) in the Financials sector.●●
Max 2
Medium
At a PE of 80.81, DNAR.JK is trading at a higher PE than that of its subsector peers in Banks (median of 13.79). false●●
Max 2
Medium
At a revenue of IDR 0.58 trillion, DNAR.JK ranks 10 in Revenue out of 10 companies in the Financials sector.
Max 2
Medium
At a profit of IDR 0.02 trillion, DNAR.JK ranks 10 in Profit out of 10 companies in the Financials sector.
Max 2

Future

Future Growth of DNAR

Growth Forecasts

No data available

Sector Benchmark

Banks companies in Indonesia are growing at a projected rate of 14.60% against the IDX average of +12.0%.

Banks sector overview
No data is available for DNAR at the moment.
Future growth prospect of DNAR
WeightNotesScore
High
DNAR's projected growth rate of 14.60% is above the ID market average of 11.98%.●●●
Max 3
High
The Banks sub-sector is projected to grow revenue by 33.80% in 2024. This number is higher than the previous year 2023's growth rate of 13.91%. This bodes well for DNAR's revenue growth prospects in the next 2 years. ●●●
Max 3
Medium
The Banks sub-sector is projected to increase earnings by 80.01% in 2024. This number is higher than the previous year 2023's EPS growth of 35.28%. This bodes well for DNAR's earnings growth prospects in the next 2 years. ●●●
Max 3
Medium
DNAR and its peers in the Banks sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2024. Specifically, earnings are projected to increase by 75.53% in 2024 while revenue growth is projected to increase by 32.25%. These macroeconomic trends will likely be a tailwind for DNAR's earnings growth prospects in the next 2 years. ●●●
Max 3
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Management

Executive Management

President Director

Park Young Man15.2 years

Vice President Director

Hendra Lie15.4 years
Efdinal Alamsyah
Director
Inhyo Wang
Director
Vincentia M Djuniwati Wijaya
Director
NamePositionShares%
No data is available for DNAR at the moment.
Expressed in millions IDR, unless otherwise stated

Ownership

DNAR Ownership

Others
8.88%
Insiders
91.12%
Institutions
0%
NameNumber of SharesOwnership (%)Value
Apro Financial Co. Ltd15,913,673,24393.41,798.25B
Public (Scripless)817,217,9424.892.35B
Public (Scrip)161,500,0000.9518.25B
Treasury Stock145,401,0890.8516.43B

Largest Institutional Buy

Nikko Asset Management Co Ltd
Bought 31-01-2024
+120,400 shares

Largest Institutional Sell

No data is available for DNAR at the moment.

Institutional Transactions

Tracking institutional transactions buying / selling of DNAR stock