PT Bank Mayapada Internasional Tbk

maya

-6.29%

Overview

MAYA Overview

PT Bank Mayapada Internasional Tbk is an Indonesia-based commercial bank. The Company's segments include corporate business, retail business, and micro business. Its corporate business segment includes financial products and services, such as working capital credit, investment credit and consultancy services. The Company's retail business segment includes consumer credit and third-party fund collecting. The consumer credits offered by the Company are myHOME Loan, myAUTO, myCREDIT CARD and Personal Loan. It also lends to small and medium enterprises. Its savings products include mySAVING Super Benefit, myDOLLAR, TabunganKu and Tabungan SimPel. Its time deposits and giro products include myDEPO, myDEPO Valas, myGIRO and myGIRO Valas. The Company's investment and bancassurance products include myFAMILY Saving, Ziaga Jiwa, Ziaga PA Plus, Prestigio Unit Link, MahaCita Protection, Zurich Pro-Fit 8 and Q Protection. Its other services include mySAFEBOX, myPAYROLL and Layanan MPN-G2.

2468101214ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: MAYA

Main
Market Cap.
IDR 6.26Trillion

~$384.65M USD

Industry
Banks
Sub-Industry
Banks
Sector
Financials
Sub-Sector

Valuation

MAYA Valuation Metrics

298

IDR
-6.3%

Closing Price on 2024-06-14

Price to Equity

87.57

P/E

At 87.57x P/E TTM, MAYA.JK is trading at a premium to its peers in the Banks sector (avg 13.1x).

Price to Book

0.39

P/B

At 0.39x P/B TTM, MAYA.JK is trading at a discount to its peers in the Banks sector.

Price to Sales

3.57

P/S

At 3.57x P/S TTM, MAYA.JK is trading in line with its peers in the Banks sector.

Valuing PT Bank Mayapada Internasional Tbk based on its trailing twelve months (TTM) valuation metrics against its peers in the Banks sector

Historical Price to Earnings

Other Valuation Metrics

Valuing PT Bank Mayapada Internasional Tbk relative to other stocks in the Banks sector

Price/Cash Flow
-1.45x
Price/Forward Earnings
-
PEG Ratio
0.82x

Analyst Ratings

No analyst ratings available yet.

Last closing: IDR2982024-06-14
IDR 18.72

Considerably Lower Intrinsic Value: Analyst's intrinsic value is of MAYA is IDR19, which is 93% lower than MAYA's last closing price of IDR298 (as of 2024-06-14).

Valuation Recap of MAYA stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of 87.57x is above the ID market average of 8.07x and is trading at a premium to peers in the Banks sector (13.15x). In fact, less than 25% of its peers trade at a higher P/E ratio than MAYA.

High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 0.39x is similar to the peers average of 0.76x in the Banks sector. In fact, less than 25% of its peers trade at a lower P/B ratio than MAYA.

Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 3.57x is similar to the peers average of 3.52x in the Banks sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of MAYA's valuation relative to its current sales and future earnings growth.

Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. MAYA's P/CF ratio of -1.45x is considered healthy by analysts.

Medium
Considerably Lower Intrinsic Value: Analyst's intrinsic value is of MAYA is IDR 18.72, which is 93% lower than MAYA's last closing price of IDR 298.00.

Peers

MAYA Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,140.26T1,408.11T 101.91T 48.64T 23.444.70
BBRIPT Bank Rakyat Indonesia (Persero) Tbk630.31T1,989.07T 178.91T 59.88T 10.532.15
BMRIPT Bank Mandiri (Persero) Tbk536.67T2,174.22T 123.24T 55.06T 9.752.06
BBNIPT Bank Negara Indonesia (Persero) Tbk160.54T1,066.72T 60.27T 21.08T 7.621.11
BRISPT Bank Syariah Indonesia Tbk106.15T357.90T 19.39T 5.91T 17.972.62
SMMAPT Sinar Mas Multiartha Tbk92.81T116.18T 25.19T 0.45T 207.423.96
DNETPT Indoritel Makmur Internasional Tbk.68.93T20.44T 1.40T 0.58T 118.685.35
MEGABank Mega Tbk60.76T126.53T 7.85T 3.60T 16.893.05
BNGAPT Bank CIMB Niaga Tbk41.02T332.99T 19.03T 6.58T 6.230.80
BNLIBank Permata Tbk31.66T252.84T 11.97T 2.95T 10.740.78
Competitiveness Recap of MAYA stock
WeightNotesScore
High
At a market cap of IDR 6,264.35 billion, MAYA.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.

High
At a PE of 87.57, MAYA.JK ranks 3 out of 10 companies in the Financials sector for P/E value. The average PE is 50.61 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. In this regard, it trails behind sector leaders such as PT Sinar Mas Multiartha Tbk (207.42) in the Financials sector.

Medium
At a PE of 87.57, MAYA.JK is trading at a higher PE than that of its subsector peers in Banks (median of 13.15). false

Medium
At a revenue of IDR 1.75 trillion, MAYA.JK ranks 9 in Revenue out of 10 companies in the Financials sector.

Medium
At a profit of IDR 0.07 trillion, MAYA.JK ranks 10 in Profit out of 10 companies in the Financials sector.

Future

Future Growth of MAYA

Growth Forecasts

No data available

Sector Benchmark

Banks companies in Indonesia are growing at a projected rate of 16.61% against the IDX average of +13.1%.

Banks sector overview
No data is available for MAYA at the moment.
Future growth prospect of MAYA
WeightNotesScore
High
MAYA's projected growth rate of 16.61% is above the ID market average of 13.14%.

High
The Banks sub-sector is projected to grow revenue by 21.20% in 2025. This number is higher than the previous year 2024's growth rate of 14.46%. This bodes well for MAYA's revenue growth prospects in the next 2 years.

Medium
The Banks sub-sector is projected to increase earnings by 18.51% in 2025. This number is higher than the previous year 2024's EPS growth of 5.91%. This bodes well for MAYA's earnings growth prospects in the next 2 years.

Medium
MAYA and its peers in the Banks sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2025. Specifically, earnings are projected to increase by 18.49% in 2025 while revenue growth is projected to increase by 21.05%. These macroeconomic trends will likely be a tailwind for MAYA's earnings growth prospects in the next 2 years.

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Management

Executive Management

President Director

Hariyono Tjahjarijadi15.2 years

Vice President Director

Thomas Arifin15.4 years
Andreas Wiryanto
Director
Rudy Mulyono
Director
Harry Sasongko Tirtodjondro
Director
Arif Mualim
Director
Peter Suwardi
Director
NamePositionShares%
Dato ' Sri. Prof. Dr. Tahir, MbaCommissioner567,274,1054.79
Expressed in millions IDR, unless otherwise stated

Ownership

MAYA Ownership

NameNumber of SharesOwnership (%)Value
Mayapada Karunia Corporation, Pt3,537,084,60029.891,054.05B
Jpmcb Na Re-Cathay Life Lnsurance Co Ltd2,290,995,27619.36682.72B
Galasco Investments Limited1,499,488,26112.67446.85B
Liang Xian Limited1,466,033,91312.39436.88B
Unity Rise Limited864,724,8457.31257.69B
Public (Scripless)637,693,2875.39190.03B
Dato ' Sri. Prof. Dr. Tahir, Mba567,274,1054.79169.05B
Mayapada Kasih Corporation, Pt563,862,7074.77168.03B
Public (Scrip)405,211,8563.43120.75B
No data is available for MAYA at the moment.

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