PT Bank Mayapada Internasional Tbk

maya

Overview

MAYA Overview

PT Bank Mayapada Internasional Tbk is an Indonesia-based commercial bank. The Company's segments include corporate business, retail business, and micro business. Its corporate business segment includes financial products and services, such as working capital credit, investment credit and consultancy services. The Company's retail business segment includes consumer credit and third-party fund collecting. The consumer credits offered by the Company are myHOME Loan, myAUTO, myCREDIT CARD and Personal Loan. It also lends to small and medium enterprises. Its savings products include mySAVING Super Benefit, myDOLLAR, TabunganKu and Tabungan SimPel. Its time deposits and giro products include myDEPO, myDEPO Valas, myGIRO and myGIRO Valas. The Company's investment and bancassurance products include myFAMILY Saving, Ziaga Jiwa, Ziaga PA Plus, Prestigio Unit Link, MahaCita Protection, Zurich Pro-Fit 8 and Q Protection. Its other services include mySAFEBOX, myPAYROLL and Layanan MPN-G2.

2468101214ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: MAYA

Main
Market Cap.
IDR 4.10Trillion

~$258.55M USD

Industry
Banks
Sub-Industry
Banks
Sector
Financials
Sub-Sector

Valuation

MAYA Valuation Metrics

326

IDR

Closing Price on 2024-04-05

Price to Equity

-231.38

P/E

At -231.38x P/E TTM, MAYA.JK is trading at a discount to its peers in the Banks sector.

Price to Book

0.29

P/B

At 0.29x P/B TTM, MAYA.JK is trading at a discount to its peers in the Banks sector.

Price to Sales

2.84

P/S

At 2.84x P/S TTM, MAYA.JK is trading at a discount to its peers in the Banks sector.

Valuing PT Bank Mayapada Internasional Tbk based on its trailing twelve months (TTM) valuation metrics against its peers in the Banks sector

Historical Price to Earnings

Other Valuation Metrics

Valuing PT Bank Mayapada Internasional Tbk relative to other stocks in the Banks sector

Price/Cash Flow
-1.19x
Price/Forward Earnings
-
PEG Ratio
3.93x

Analyst Ratings

No analyst ratings available yet.

Last closing: IDR3262024-04-05
IDR 18.64

Considerably Lower Intrinsic Value: Analyst's intrinsic value is of MAYA is IDR19, which is 93% lower than MAYA's last closing price of IDR326 (as of 2024-04-05).

Valuation Recap of MAYA stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of -231.38x is below the ID market average of 8.22x and is trading at a discount to peers in the Banks sector (13.79x). In fact, less than 25% of its peers trade at a lower P/E ratio than MAYA.●●●
Max 3
High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 0.29x is below the peers average of 0.88x in the Banks sector. In fact, less than 25% of its peers trade at a lower P/B ratio than MAYA.●●●
Max 3
Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 2.84x is below the peers average of 3.61x in the Banks sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of MAYA's valuation relative to its current sales and future earnings growth.
Max 2
Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. MAYA's P/CF ratio of -1.19x is considered healthy by analysts.●●
Max 2
Medium
Considerably Lower Intrinsic Value: Analyst's intrinsic value is of MAYA is IDR 18.64, which is 93% lower than MAYA's last closing price of IDR 326.00.
Max 3

Peers

MAYA Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,211.18T1,381.45T 98.47T 48.20T 25.135.14
BBRIPT Bank Rakyat Indonesia (Persero) Tbk851.97T1,851.96T 175.51T 56.01T 15.212.78
BMRIPT Bank Mandiri (Persero) Tbk637.00T2,007.16T 135.73T 49.58T 12.852.62
BBNIPT Bank Negara Indonesia (Persero) Tbk197.25T1,086.66T 61.51T 20.91T 9.431.31
BRISPT Bank Syariah Indonesia Tbk124.55T319.85T 19.34T 5.26T 23.703.35
SMMAPT Sinar Mas Multiartha Tbk92.97T106.59T 28.35T 1.10T 84.384.30
DNETPT Indoritel Makmur Internasional Tbk.64.54T20.17T 1.41T 0.95T 68.095.07
MEGABank Mega Tbk60.47T132.12T 7.81T 3.51T 17.222.78
BNGAPT Bank CIMB Niaga Tbk52.37T329.13T 18.53T 6.10T 8.581.11
ARTOPT Bank Jago Tbk.35.84T19.13T 1.74T 0.03T 1398.304.30
Competitiveness Recap of MAYA stock
WeightNotesScore
High
At a market cap of IDR 4,100.36 billion, MAYA.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.
Max 2
High
At a PE of -231.38, MAYA.JK ranks 10 out of 10 companies in the Financials sector for P/E value. The average PE is 3.32 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. In this regard, it trails behind sector leaders such as PT Sinar Mas Multiartha Tbk (84.38) in the Financials sector.
Max 2
Medium
At a PE of -231.38, MAYA.JK is trading at a lower PE than that of its subsector peers in Banks (median of 13.79). A lower P/E value presents a potential value opportunity, but it might also indicate that the company is facing headwinds in its business.
Max 2
Medium
At a revenue of IDR 1.44 trillion, MAYA.JK ranks 9 in Revenue out of 10 companies in the Financials sector.
Max 2
Medium
At a profit of -IDR 0.02 trillion, MAYA.JK ranks 10 in Profit out of 10 companies in the Financials sector.
Max 2

Future

Future Growth of MAYA

Growth Forecasts

No data available

Sector Benchmark

Banks companies in Indonesia are growing at a projected rate of 14.60% against the IDX average of +12.0%.

Banks sector overview
No data is available for MAYA at the moment.
Future growth prospect of MAYA
WeightNotesScore
High
MAYA's projected growth rate of 14.60% is above the ID market average of 11.98%.●●●
Max 3
High
The Banks sub-sector is projected to grow revenue by 33.80% in 2024. This number is higher than the previous year 2023's growth rate of 13.91%. This bodes well for MAYA's revenue growth prospects in the next 2 years. ●●●
Max 3
Medium
The Banks sub-sector is projected to increase earnings by 80.01% in 2024. This number is higher than the previous year 2023's EPS growth of 35.28%. This bodes well for MAYA's earnings growth prospects in the next 2 years. ●●●
Max 3
Medium
MAYA and its peers in the Banks sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2024. Specifically, earnings are projected to increase by 75.53% in 2024 while revenue growth is projected to increase by 32.25%. These macroeconomic trends will likely be a tailwind for MAYA's earnings growth prospects in the next 2 years. ●●●
Max 3
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Management

Executive Management

President Director

Hariyono Tjahjarijadi15.2 years

Vice President Director

Thomas Arifin15.4 years
Andreas Wiryanto
Director
Rudy Mulyono
Director
Harry Sasongko Tirtodjondro
Director
Arif Mualim
Director
Peter Suwardi
Director
NamePositionShares%
Dato ' Sri. Prof. Dr. Tahir, MbaCommissioner567,274,1054.79
Expressed in millions IDR, unless otherwise stated

Ownership

MAYA Ownership

Others
10.47%
Insiders
80.62%
Institutions
8.91%
NameNumber of SharesOwnership (%)Value
Mayapada Karunia Corporation, Pt3,537,084,60029.891,153.09B
Jpmcb Na Re-Cathay Life Lnsurance Co Ltd2,290,995,27619.36746.86B
Galasco Investments Limited1,499,488,26112.67488.83B
Liang Xian Limited1,466,033,91312.39477.93B
Unity Rise Limited864,724,8457.31281.90B
Public (Scripless)637,693,2875.39207.89B
Dato ' Sri. Prof. Dr. Tahir, Mba567,274,1054.79184.93B
Mayapada Kasih Corporation, Pt563,862,7074.77183.82B
Public (Scrip)405,211,8563.43132.10B
No data is available for MAYA at the moment.