PT Bank China Construction Bank Indonesia Tbk

Overview

MCOR Overview

PT Bank China Construction Bank Indonesia Tbk (the Bank) is an Indonesia-based commercial foreign exchange bank. The Bank is focused on corporate banking business to develop small and medium-sized businesses, as well as consumer banking. The Bank’s segments include Loans, Treasury and Trade finance. Its corporate loan products include back-to-back loan, current account loan, syndicated loan, investment loan, project financing loan, working capital loan, and trade finance products. Its trade finance products and services include letter of credit (LC), domestic letter of credit (SKBDN), bank guarantee/standby letter of credit (SBLC)/ counter guarantee, conducting negotiation/discount on LC/SKBDN documents and documentary collection. The Bank has a network consisting of approximately 80 offices spread out in cities across Indonesia such as Jakarta, Bandung, Semarang, Yogyakarta, Surabaya, Denpasar Bali, Mataram Lombok, Palembang, Bandar Lampung, Batam, Pekanbaru, Pontianak and Makassar.

5101520ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: MCOR

Main
Market Cap.
IDR 2.54Trillion

~$156.00M USD

Industry
Banks
Sub-Industry
Banks
Sector
Financials
Sub-Sector

Valuation

MCOR Valuation Metrics

67

IDR
+1.5%

Closing Price on 2024-07-18

Price to Equity

10.12

P/E

At 10.12x P/E TTM, MCOR.JK is trading at a discount to its peers in the Banks sector.

Price to Book

0.38

P/B

At 0.38x P/B TTM, MCOR.JK is trading at a discount to its peers in the Banks sector.

Price to Sales

2.42

P/S

At 2.42x P/S TTM, MCOR.JK is trading at a discount to its peers in the Banks sector.

Valuing PT Bank China Construction Bank Indonesia Tbk based on its trailing twelve months (TTM) valuation metrics against its peers in the Banks sector

Historical Price to Earnings

Other Valuation Metrics

Valuing PT Bank China Construction Bank Indonesia Tbk relative to other stocks in the Banks sector

Price/Cash Flow1.07x
Price/Forward Earnings-
PEG Ratio0.16x

Intrinsic Value

Last closing: IDR672024-07-18
IDR 48.11

Slightly Lower Intrinsic Value: Analyst's intrinsic value is of MCOR is IDR48, which is 27% lower than MCOR's last closing price of IDR67 (as of 2024-07-18).

Valuation Recap of MCOR stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of 10.12x is above the ID market average of 8.44x and is trading at a discount to peers in the Banks sector (15.68x).

High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 0.38x is below the peers average of 0.81x in the Banks sector. In fact, less than 25% of its peers trade at a lower P/B ratio than MCOR.

Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 2.42x is below the peers average of 3.57x in the Banks sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of MCOR's valuation relative to its current sales and future earnings growth.

Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. MCOR's P/CF ratio of 1.07x is considered healthy by analysts.

Medium
Slightly Lower Intrinsic Value: Analyst's intrinsic value is of MCOR is IDR 48.11, which is 27% lower than MCOR's last closing price of IDR 67.00.

Peers

MCOR Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,245.08T1,408.11T 101.91T 48.64T 25.605.14
BBRIPT Bank Rakyat Indonesia (Persero) Tbk738.88T1,989.07T 178.91T 59.88T 12.342.52
BMRIPT Bank Mandiri (Persero) Tbk611.33T2,174.22T 123.24T 55.06T 11.102.34
BBNIPT Bank Negara Indonesia (Persero) Tbk189.03T1,066.72T 60.27T 21.08T 8.971.30
BRISPT Bank Syariah Indonesia Tbk113.02T357.90T 19.39T 5.91T 19.132.79
SMMAPT Sinar Mas Multiartha Tbk92.97T116.18T 25.19T 0.45T 207.773.97
DNETPT Indoritel Makmur Internasional Tbk.70.21T20.44T 1.40T 0.58T 120.885.44
MEGABank Mega Tbk58.70T126.53T 7.85T 3.60T 16.322.94
BNGAPT Bank CIMB Niaga Tbk44.76T332.99T 19.03T 6.58T 6.800.87
BNLIBank Permata Tbk33.47T252.84T 11.97T 2.95T 11.350.82
Competitiveness Recap of MCOR stock
WeightNotesScore
High
At a market cap of IDR 2,540.62 billion, MCOR.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.

High
At a PE of 10.12, MCOR.JK ranks 8 out of 10 companies in the Financials sector for P/E value. The average PE is 43.90 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. In this regard, it trails behind sector leaders such as PT Sinar Mas Multiartha Tbk (207.77) in the Financials sector.

Medium
At a PE of 10.12, MCOR.JK is trading at a lower PE than that of its subsector peers in Banks (median of 15.68). A lower P/E value presents a potential value opportunity, but it might also indicate that the company is facing headwinds in its business.

Medium
At a revenue of IDR 1.05 trillion, MCOR.JK ranks 10 in Revenue out of 10 companies in the Financials sector.

Medium
At a profit of IDR 0.25 trillion, MCOR.JK ranks 10 in Profit out of 10 companies in the Financials sector.

Future

Future Growth of MCOR

Growth Forecasts

Analyst Ratings

Based on ratings from 1 analysts for MCOR over the past 3 months.

Hold

Strong Buy

0.0%

Buy

0.0%

Hold

100.0%

Sell

0.0%

Strong Sell

0.0%

Last Update: 2024-06-28

Sector Benchmark

Banks companies in Indonesia are growing at a projected rate of 16.22% against the IDX average of +13.8%.

Banks sector overview
No data is available for MCOR at the moment.
Future growth prospect of MCOR
WeightNotesScore
High
MCOR's projected growth rate of 16.22% is above the ID market average of 13.82%.

High
The Banks sub-sector is projected to grow revenue by 24.55% in 2025. This number is higher than the previous year 2024's growth rate of 13.15%. This bodes well for MCOR's revenue growth prospects in the next 2 years.

Medium
The Banks sub-sector is projected to increase earnings by 15.70% in 2025. This number is higher than the previous year 2024's EPS growth of 4.63%. This bodes well for MCOR's earnings growth prospects in the next 2 years.

Medium
MCOR and its peers in the Banks sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2025. Specifically, earnings are projected to increase by 15.70% in 2025 while revenue growth is projected to increase by 24.44%. These macroeconomic trends will likely be a tailwind for MCOR's earnings growth prospects in the next 2 years.

Technical

Daily Technical Ratings of MCOR

Oscillators

Neutral

Sell

2

Neutral

8

Buy

1

Summary

Neutral

Sell

9

Neutral

9

Buy

8

Moving Averages

Neutral

Sell

7

Neutral

1

Buy

7

Summary

Technical Ratings of MCOR
IndicatorSummarySellNeutralBuy
SummaryNeutral998
OscillatorsNeutral281
Moving AveragesNeutral717

Last Update: 2024-07-19

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Management

Executive Management

President Director

You Wennan15.2 years
Zhu YongDirector
Setiawati SmahitaDirector
JuniantoDirector
UnknownDirector
Agresius R. KadiamanDirector
NamePositionShares%Stock Value
(in Billion IDR)
No data is available for MCOR at the moment.

Ownership

MCOR Ownership

NameNumber of SharesOwnership (%)Value
China Construction Bank Corporation22,751,563,707601,524.35B
Public (Scripless)7,218,998,96719.03483.67B
Uob Kay Hian Pte Ltd3,112,832,4568.21208.56B
Drs. Johnny2,631,113,7056.94176.28B
Public (Scrip)2,205,221,6795.82147.75B

MCOR Filings

No noteworthy filings to report on

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