PT Pool Advista Finance Tbk.

pola

Overview

POLA Overview

PT Pool Advista Finance Tbk is an Indonesia-based finance company. The Company provides financing solutions. Its primary business includes investment financing, working capital financing, multipurpose financing and Sharia financing. Its Investment financing includes finance lease; sale and leaseback; factoring with the provision of guarantees from the receivable seller; purchase with installment payment; project financing; and other financing. Its working capital financing includes factoring with guarantee from factors with recourse and business capital facilities. Sharia financing include Murabaha, Ijarah and Ijarah Muntahiya Bit Tamlik (IMBT).

2468101214ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: POLA

Watchlist
Market Cap.
IDR 89.12Billion

~$5.62M USD

Industry
Consumer Financing
Sub-Industry
Consumer Financing
Sector
Financials

Valuation

POLA Valuation Metrics

24

IDR

Closing Price on 2024-04-05

Price to Equity

-4.31

P/E

At -4.31x P/E TTM, POLA.JK is trading at a discount to its peers in the Financing Service sector.

Price to Book

0.37

P/B

At 0.37x P/B TTM, POLA.JK is trading at a discount to its peers in the Financing Service sector.

Price to Sales

7.37

P/S

At 7.37x P/S TTM, POLA.JK is trading at a premium to its peers in the Financing Service sector (avg 3.9x).

Valuing PT Pool Advista Finance Tbk. based on its trailing twelve months (TTM) valuation metrics against its peers in the Financing Service sector

Historical Price to Earnings

Other Valuation Metrics

Valuing PT Pool Advista Finance Tbk. relative to other stocks in the Financing Service sector

Price/Cash Flow
3.21x
Price/Forward Earnings
-
Enterprise Value/Revenue
-
Enterprise Value/EBITDA
-
PEG Ratio
0.06x

Analyst Ratings

No analyst ratings available yet.

Valuation Recap of POLA stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of -4.31x is below the ID market average of 8.22x and is trading at a discount to peers in the Financing Service sector (11.80x). In fact, less than 25% of its peers trade at a lower P/E ratio than POLA.●●●
Max 3
High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 0.37x is below the peers average of 1.03x in the Financing Service sector. In fact, less than 25% of its peers trade at a lower P/B ratio than POLA.●●●
Max 3
Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 7.37x is above the peers average of 3.91x in the Financing Service sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of POLA's valuation relative to its current sales and future earnings growth.
Max 2
Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. POLA's P/CF ratio of 3.21x is considered healthy by analysts.●●
Max 2

Peers

POLA Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,211.18T1,381.45T 98.47T 48.20T 25.135.14
BBRIPT Bank Rakyat Indonesia (Persero) Tbk851.97T1,851.96T 175.51T 56.01T 15.212.78
BMRIPT Bank Mandiri (Persero) Tbk637.00T2,007.16T 135.73T 49.58T 12.852.62
BBNIPT Bank Negara Indonesia (Persero) Tbk197.25T1,086.66T 61.51T 20.91T 9.431.31
BRISPT Bank Syariah Indonesia Tbk124.55T319.85T 19.34T 5.26T 23.703.35
SMMAPT Sinar Mas Multiartha Tbk92.97T106.59T 28.35T 1.10T 84.384.30
DNETPT Indoritel Makmur Internasional Tbk.64.54T20.17T 1.41T 0.95T 68.095.07
MEGABank Mega Tbk60.47T132.12T 7.81T 3.51T 17.222.78
BNGAPT Bank CIMB Niaga Tbk52.37T329.13T 18.53T 6.10T 8.581.11
BFINBFI Finance Indonesia Tbk18.80T24.17T 6.09T 1.67T 11.242.00
Competitiveness Recap of POLA stock
WeightNotesScore
High
At a market cap of IDR 89.12 billion, POLA.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.
Max 2
High
At a PE of -4.31, POLA.JK ranks 10 out of 10 companies in the Financials sector for P/E value. The average PE is 26.03 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. In this regard, it trails behind sector leaders such as PT Sinar Mas Multiartha Tbk (84.38) in the Financials sector.
Max 2
Medium
At a PE of -4.31, POLA.JK is trading at a lower PE than that of its subsector peers in Financing Service (median of 11.80). A lower P/E value presents a potential value opportunity, but it might also indicate that the company is facing headwinds in its business.
Max 2
Medium
At a revenue of IDR 0.01 trillion, POLA.JK ranks 10 in Revenue out of 10 companies in the Financials sector.
Max 2
Medium
At a profit of -IDR 0.02 trillion, POLA.JK ranks 10 in Profit out of 10 companies in the Financials sector.
Max 2

Future

Future Growth of POLA

Growth Forecasts

No data available

Sector Benchmark

Financing Service companies in Indonesia are shrinking at a projected rate of -1.64% against the IDX average of +12.0%.

Financing Service sector overview
No data is available for POLA at the moment.
Future growth prospect of POLA
WeightNotesScore
High
POLA's projected growth rate of -1.64% is below the ID market average of 11.98%.●●●
Max 3
High
The Financing Service sub-sector is projected to grow revenue by 16.51% in 2024. This number is higher than the previous year 2023's growth rate of 0.08%. This bodes well for POLA's revenue growth prospects in the next 2 years. ●●
Max 3
Medium
The Financing Service sub-sector is projected to decrease earnings by -5.76% in 2024. This number is higher than the previous year 2023's EPS growth of -21.42%. false
Max 3
Medium
POLA and its peers in the Financing Service sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2024. Specifically, earnings are projected to increase by 75.53% in 2024 while revenue growth is projected to increase by 32.25%. These macroeconomic trends will likely be a tailwind for POLA's earnings growth prospects in the next 2 years. ●●●
Max 3
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Management

Executive Management

President Director

Djoni Widjanarko Kridarso15.2 years
Raden Ari Priyadi
Director
Andi Sulaiman Syah
Director
NamePositionShares%
Freddy GunawanDirector1< 0.01
Pt AsabriDirector256,228,0007.65
Pt Pool Advista Indonesia Tbk.Director2,558,239,59976.34
PublicDirector536,607,80116.01
Expressed in millions IDR, unless otherwise stated

Ownership

POLA Ownership

Others
16.01%
Insiders
83.99%
Institutions
0%
NameNumber of SharesOwnership (%)Value
Pt Pool Advista Indonesia Tbk.2,558,239,59976.3461.40B
Public536,607,80116.0112.88B
Pt Asabri256,228,0007.656.15B
No data is available for POLA at the moment.