PT Bank Woori Saudara Indonesia 1906 Tbk

sdra

Overview

SDRA Overview

PT Bank Woori Saudara Indonesia 1906 Tbk is an Indonesia-based company, which is engaged in commercial banking services. It is engaged in collecting funds from the public in the forms of demand deposit, time deposit, deposit certificate, saving deposit, and/or in other forms equal to the same. It operates through six segments: Pensioner, Employee, Commercial, Treasury, Funding, and Others. The Pensioner Segment includes loans extended to retired customers. The Employees segment includes loans given to government employee customers. The Commercial segment includes loans for commercial customers such as cooperatives, multi-finance companies and others. The Treasury segment is related to the Bank’s treasury activities including money market transactions and investments in the form of placements and securities. The Funding segment is related to the Bank’s funding activities including third party fund transactions, bonds, and others.

51015ValueCompetitiveFutureFinancialsDividend
Exchange
Indonesia Stock Exchange

Symbol: SDRA

Main
Market Cap.
IDR 4.80Trillion

~$302.56M USD

Industry
Banks
Sub-Industry
Banks
Sector
Financials
Sub-Sector

Valuation

SDRA Valuation Metrics

560

IDR

Closing Price on 2024-04-05

Price to Equity

6.28

P/E

At 6.28x P/E TTM, SDRA.JK is trading at a discount to its peers in the Banks sector.

Price to Book

0.47

P/B

At 0.47x P/B TTM, SDRA.JK is trading at a discount to its peers in the Banks sector.

Price to Sales

2.28

P/S

At 2.28x P/S TTM, SDRA.JK is trading at a discount to its peers in the Banks sector.

Valuing PT Bank Woori Saudara Indonesia 1906 Tbk based on its trailing twelve months (TTM) valuation metrics against its peers in the Banks sector

Historical Price to Earnings

Other Valuation Metrics

Valuing PT Bank Woori Saudara Indonesia 1906 Tbk relative to other stocks in the Banks sector

Price/Cash Flow
2.61x
Price/Forward Earnings
-
PEG Ratio
-0.34x

Analyst Ratings

No analyst ratings available yet.

Last closing: IDR5602024-04-05
IDR 1,230.89

Considerably Higher Intrinsic Value: Analyst's intrinsic value is of SDRA is IDR1,231, which is 121% higher than SDRA's last closing price of IDR560 (as of 2024-04-05).

Valuation Recap of SDRA stock
WeightNotesScore
High
The P/E ratio is calculated by dividing the market price of a company's stock by its earnings per share (EPS). It is a key tool for investors and analysts to assess whether a stock is overvalued, undervalued, or fairly valued. A P/E ratio of 6.28x is below the ID market average of 8.22x and is trading at a discount to peers in the Banks sector (13.79x). In fact, less than 25% of its peers trade at a lower P/E ratio than SDRA.●●
Max 3
High
The P/B ratio is calculated by dividing the market price of a company's stock by its book value per share (BVPS). It measures the company's stock value relative to its assets minus liabilities. A P/B ratio of 0.47x is below the peers average of 0.88x in the Banks sector. In fact, less than 25% of its peers trade at a lower P/B ratio than SDRA.●●
Max 3
Medium
The P/S ratio is calculated by dividing the market price of a company's stock by its sales per share. It measures the company's stock value relative to its sales. A P/S ratio of 2.28x is below the peers average of 3.61x in the Banks sector. When considered alongside the Forward Price/Earnings ratio, they serve to illustrate investors' expectations of SDRA's valuation relative to its current sales and future earnings growth.
Max 2
Low
The Price/Cash Flow ratio (P/CF) is calculated by dividing the market price of a company's stock by its cash flow per share. It measures the company's stock value relative to its cash flow, and is sometimes said to be a more objective measure of a company's value because cash flows cannot be manipulated as easily as earnings, which considers non-cash items such as depreciation and amortization. SDRA's P/CF ratio of 2.61x is considered healthy by analysts.●●
Max 2
Medium
Considerably Higher Intrinsic Value: Analyst's intrinsic value is of SDRA is IDR 1,230.89, which is 121% higher than SDRA's last closing price of IDR 560.00.●●●
Max 3

Peers

SDRA Peers and Comparison

Peer Companies

Supertype Fuzzy Search
SymbolCompany Name
Market Cap
(in Trillion IDR)
Total Assets
(in Trillion IDR)
Total Revenue
(in Trillion IDR)
Profit and Loss
(in Trillion IDR)
P/E
P/B
BBCAPT Bank Central Asia Tbk.1,211.18T1,381.45T 98.47T 48.20T 25.135.14
BBRIPT Bank Rakyat Indonesia (Persero) Tbk851.97T1,851.96T 175.51T 56.01T 15.212.78
BMRIPT Bank Mandiri (Persero) Tbk637.00T2,007.16T 135.73T 49.58T 12.852.62
BBNIPT Bank Negara Indonesia (Persero) Tbk197.25T1,086.66T 61.51T 20.91T 9.431.31
BRISPT Bank Syariah Indonesia Tbk124.55T319.85T 19.34T 5.26T 23.703.35
SMMAPT Sinar Mas Multiartha Tbk92.97T106.59T 28.35T 1.10T 84.384.30
DNETPT Indoritel Makmur Internasional Tbk.64.54T20.17T 1.41T 0.95T 68.095.07
MEGABank Mega Tbk60.47T132.12T 7.81T 3.51T 17.222.78
BNGAPT Bank CIMB Niaga Tbk52.37T329.13T 18.53T 6.10T 8.581.11
ARTOPT Bank Jago Tbk.35.84T19.13T 1.74T 0.03T 1398.304.30
Competitiveness Recap of SDRA stock
WeightNotesScore
High
At a market cap of IDR 4,798.21 billion, SDRA.JK ranks 10 in Market Cap out of 10 companies in the Financials sector.
Max 2
High
At a PE of 6.28, SDRA.JK ranks 10 out of 10 companies in the Financials sector for P/E value. The average PE is 27.09 (unadjusted). A high P/E ratio often indicates higher growth expectation, or other qualitative factors that led investors to believe that the company has a defensible competitive advantage compared to its peers in Financials. In this regard, it trails behind sector leaders such as PT Sinar Mas Multiartha Tbk (84.38) in the Financials sector.
Max 2
Medium
At a PE of 6.28, SDRA.JK is trading at a lower PE than that of its subsector peers in Banks (median of 13.79). A lower P/E value presents a potential value opportunity, but it might also indicate that the company is facing headwinds in its business.
Max 2
Medium
At a revenue of IDR 2.11 trillion, SDRA.JK ranks 9 in Revenue out of 10 companies in the Financials sector.
Max 2
Medium
At a profit of IDR 0.76 trillion, SDRA.JK ranks 10 in Profit out of 10 companies in the Financials sector.
Max 2

Future

Future Growth of SDRA

Growth Forecasts

No data available

Sector Benchmark

Banks companies in Indonesia are growing at a projected rate of 14.60% against the IDX average of +12.0%.

Banks sector overview
No data is available for SDRA at the moment.
Future growth prospect of SDRA
WeightNotesScore
High
SDRA's projected growth rate of 14.60% is above the ID market average of 11.98%.●●●
Max 3
High
The Banks sub-sector is projected to grow revenue by 33.80% in 2024. This number is higher than the previous year 2023's growth rate of 13.91%. This bodes well for SDRA's revenue growth prospects in the next 2 years. ●●●
Max 3
Medium
The Banks sub-sector is projected to increase earnings by 80.01% in 2024. This number is higher than the previous year 2023's EPS growth of 35.28%. This bodes well for SDRA's earnings growth prospects in the next 2 years. ●●●
Max 3
Medium
SDRA and its peers in the Banks sub-sector belongs to the Financials sector. Companies in the Financials sector are projected to have a fruitful year heading into 2024. Specifically, earnings are projected to increase by 75.53% in 2024 while revenue growth is projected to increase by 32.25%. These macroeconomic trends will likely be a tailwind for SDRA's earnings growth prospects in the next 2 years. ●●●
Max 3
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Management

Executive Management

President Director

Hwang Gyusoon15.2 years
Benny Sudarsono Tan
Director
Abdurachman Hadi
Director
Edwin Sulaeman
Director
Kang Bong Joo
Director
Wuryanto
Director
NamePositionShares%
Arief BudimanPresident Commissioner2,307,6000.03
Benny Sudarsono TanDirector84,900< 0.01
Choi Jung HoonCommissioner272,400< 0.01
Edwin Sulaeman, SeDirector62,200< 0.01
Gyusoon HwangDirector171,400< 0.01
Kang Bong JooDirector144,100< 0.01
WuryantoDirector14,600< 0.01
Expressed in millions IDR, unless otherwise stated

Ownership

SDRA Ownership

Others
-0.15%
Insiders
100.15%
Institutions
0%
NameNumber of SharesOwnership (%)Value
Woori Bank Korea7,214,804,85184.24,040.29B
Public (Scripless)766,124,4698.95429.03B
Pt Apramesis Meta Investama581,052,0246.78325.39B
Public (Scrip)3,195,8200.041.79B
Arief Budiman2,307,6000.031.29B

Largest Institutional Buy

No data is available for SDRA at the moment.

Largest Institutional Sell

Pharus Management Lux S.A.
Sold 31-01-2024
-785,200 shares

Institutional Transactions

Tracking institutional transactions buying / selling of SDRA stock